▼ 0.50% · 3.625%
HK$19,619
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,229
−HK$620/mo
Today · 4.125%
HK$20,849
baseline
▲ 0.50% · 4.625%
HK$22,118
+HK$1,269/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,698/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,826
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$22,411
−HK$594/mo
Today · 4.125%
HK$23,005
baseline
▲ 0.50% · 4.625%
HK$24,218
+HK$1,213/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$46,010/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,581
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,252
−HK$682/mo
Today · 4.125%
HK$22,934
baseline
▲ 0.50% · 4.625%
HK$24,329
+HK$1,395/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,868/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,008
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,652
−HK$653/mo
Today · 4.125%
HK$25,305
baseline
▲ 0.50% · 4.625%
HK$26,639
+HK$1,334/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,610/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,543
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$24,275
−HK$744/mo
Today · 4.125%
HK$25,019
baseline
▲ 0.50% · 4.625%
HK$26,541
+HK$1,522/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$50,038/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,191
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,893
−HK$713/mo
Today · 4.125%
HK$27,606
baseline
▲ 0.50% · 4.625%
HK$29,061
+HK$1,455/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$55,212/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,504
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,298
−HK$806/mo
Today · 4.125%
HK$27,104
baseline
▲ 0.50% · 4.625%
HK$28,753
+HK$1,649/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$54,208/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,373
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,134
−HK$772/mo
Today · 4.125%
HK$29,906
baseline
▲ 0.50% · 4.625%
HK$31,483
+HK$1,577/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$59,812/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,466
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,321
−HK$868/mo
Today · 4.125%
HK$29,189
baseline
▲ 0.50% · 4.625%
HK$30,965
+HK$1,776/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$58,378/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,556
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,376
−HK$831/mo
Today · 4.125%
HK$32,207
baseline
▲ 0.50% · 4.625%
HK$33,905
+HK$1,698/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$64,414/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,428
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,344
−HK$930/mo
Today · 4.125%
HK$31,274
baseline
▲ 0.50% · 4.625%
HK$33,177
+HK$1,903/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$62,548/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,739
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,617
−HK$890/mo
Today · 4.125%
HK$34,507
baseline
▲ 0.50% · 4.625%
HK$36,326
+HK$1,819/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$69,014/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,390
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,367
−HK$992/mo
Today · 4.125%
HK$33,359
baseline
▲ 0.50% · 4.625%
HK$35,388
+HK$2,029/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$66,718/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,921
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$35,858
−HK$950/mo
Today · 4.125%
HK$36,808
baseline
▲ 0.50% · 4.625%
HK$38,748
+HK$1,940/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$73,616/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,352
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,389
−HK$1,054/mo
Today · 4.125%
HK$35,443
baseline
▲ 0.50% · 4.625%
HK$37,600
+HK$2,157/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$70,886/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,104
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,099
−HK$1,009/mo
Today · 4.125%
HK$39,108
baseline
▲ 0.50% · 4.625%
HK$41,170
+HK$2,062/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$78,216/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,314
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,412
−HK$1,116/mo
Today · 4.125%
HK$37,528
baseline
▲ 0.50% · 4.625%
HK$39,812
+HK$2,284/mo
Deposit HK$860K · loan HK$7.74M · min. income ≈ HK$75,056/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,286
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,340
−HK$1,069/mo
Today · 4.125%
HK$41,409
baseline
▲ 0.50% · 4.625%
HK$43,592
+HK$2,183/mo
Deposit HK$860K · loan HK$7.74M · min. income ≈ HK$82,818/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,114 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).