▼ 0.50% · 3.625%
HK$19,223
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$19,821
−HK$608/mo
Today · 4.125%
HK$20,429
baseline
▲ 0.50% · 4.625%
HK$21,672
+HK$1,243/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,858/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$252,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,386
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$21,959
−HK$582/mo
Today · 4.125%
HK$22,541
baseline
▲ 0.50% · 4.625%
HK$23,729
+HK$1,188/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,082/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$252,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,146
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,803
−HK$669/mo
Today · 4.125%
HK$22,472
baseline
▲ 0.50% · 4.625%
HK$23,839
+HK$1,367/mo
Deposit HK$3.79M · loan HK$4.64M · min. income ≈ HK$44,944/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$252,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,524
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,155
−HK$640/mo
Today · 4.125%
HK$24,795
baseline
▲ 0.50% · 4.625%
HK$26,102
+HK$1,307/mo
Deposit HK$3.79M · loan HK$4.64M · min. income ≈ HK$49,590/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$252,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,068
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,785
−HK$729/mo
Today · 4.125%
HK$24,514
baseline
▲ 0.50% · 4.625%
HK$26,006
+HK$1,492/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$49,028/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$252,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,663
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,351
−HK$698/mo
Today · 4.125%
HK$27,049
baseline
▲ 0.50% · 4.625%
HK$28,475
+HK$1,426/mo
Deposit HK$3.37M · loan HK$5.06M · min. income ≈ HK$54,098/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$252,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,990
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,767
−HK$790/mo
Today · 4.125%
HK$26,557
baseline
▲ 0.50% · 4.625%
HK$28,173
+HK$1,616/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$53,114/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,801
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,547
−HK$756/mo
Today · 4.125%
HK$29,303
baseline
▲ 0.50% · 4.625%
HK$30,848
+HK$1,545/mo
Deposit HK$2.95M · loan HK$5.48M · min. income ≈ HK$58,606/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,912
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,750
−HK$850/mo
Today · 4.125%
HK$28,600
baseline
▲ 0.50% · 4.625%
HK$30,340
+HK$1,740/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$57,200/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,940
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,743
−HK$814/mo
Today · 4.125%
HK$31,557
baseline
▲ 0.50% · 4.625%
HK$33,221
+HK$1,664/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$63,114/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,835
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,732
−HK$911/mo
Today · 4.125%
HK$30,643
baseline
▲ 0.50% · 4.625%
HK$32,508
+HK$1,865/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$61,286/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,078
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,939
−HK$873/mo
Today · 4.125%
HK$33,812
baseline
▲ 0.50% · 4.625%
HK$35,594
+HK$1,782/mo
Deposit HK$2.11M · loan HK$6.32M · min. income ≈ HK$67,624/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,757
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,714
−HK$972/mo
Today · 4.125%
HK$32,686
baseline
▲ 0.50% · 4.625%
HK$34,675
+HK$1,989/mo
Deposit HK$1.69M · loan HK$6.74M · min. income ≈ HK$65,372/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,217
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,135
−HK$931/mo
Today · 4.125%
HK$36,066
baseline
▲ 0.50% · 4.625%
HK$37,967
+HK$1,901/mo
Deposit HK$1.69M · loan HK$6.74M · min. income ≈ HK$72,132/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$252,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,679
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$33,696
−HK$1,033/mo
Today · 4.125%
HK$34,729
baseline
▲ 0.50% · 4.625%
HK$36,842
+HK$2,113/mo
Deposit HK$1.26M · loan HK$7.17M · min. income ≈ HK$69,458/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,356
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,331
−HK$989/mo
Today · 4.125%
HK$38,320
baseline
▲ 0.50% · 4.625%
HK$40,340
+HK$2,020/mo
Deposit HK$1.26M · loan HK$7.17M · min. income ≈ HK$76,640/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$252,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,602
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,678
−HK$1,094/mo
Today · 4.125%
HK$36,772
baseline
▲ 0.50% · 4.625%
HK$39,009
+HK$2,237/mo
Deposit HK$843K · loan HK$7.59M · min. income ≈ HK$73,544/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$252,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,494
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,527
−HK$1,047/mo
Today · 4.125%
HK$40,574
baseline
▲ 0.50% · 4.625%
HK$42,713
+HK$2,139/mo
Deposit HK$843K · loan HK$7.59M · min. income ≈ HK$81,148/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$252,909 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).