▼ 0.50% · 3.625%
HK$19,148
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,744
−HK$605/mo
Today · 4.125%
HK$20,349
baseline
▲ 0.50% · 4.625%
HK$21,587
+HK$1,238/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,698/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,302
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,874
−HK$579/mo
Today · 4.125%
HK$22,453
baseline
▲ 0.50% · 4.625%
HK$23,637
+HK$1,184/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,906/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,063
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,718
−HK$666/mo
Today · 4.125%
HK$22,384
baseline
▲ 0.50% · 4.625%
HK$23,746
+HK$1,362/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$44,768/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,433
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,061
−HK$638/mo
Today · 4.125%
HK$24,699
baseline
▲ 0.50% · 4.625%
HK$26,000
+HK$1,301/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$49,398/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,978
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,693
−HK$726/mo
Today · 4.125%
HK$24,419
baseline
▲ 0.50% · 4.625%
HK$25,905
+HK$1,486/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,838/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,563
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,248
−HK$696/mo
Today · 4.125%
HK$26,944
baseline
▲ 0.50% · 4.625%
HK$28,364
+HK$1,420/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,888/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,893
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,667
−HK$787/mo
Today · 4.125%
HK$26,454
baseline
▲ 0.50% · 4.625%
HK$28,064
+HK$1,610/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$52,908/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,693
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,436
−HK$753/mo
Today · 4.125%
HK$29,189
baseline
▲ 0.50% · 4.625%
HK$30,728
+HK$1,539/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$58,378/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,808
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,642
−HK$847/mo
Today · 4.125%
HK$28,489
baseline
▲ 0.50% · 4.625%
HK$30,222
+HK$1,733/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$56,978/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,823
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,623
−HK$812/mo
Today · 4.125%
HK$31,435
baseline
▲ 0.50% · 4.625%
HK$33,092
+HK$1,657/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$62,870/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,723
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,616
−HK$908/mo
Today · 4.125%
HK$30,524
baseline
▲ 0.50% · 4.625%
HK$32,381
+HK$1,857/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$61,048/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,954
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,811
−HK$869/mo
Today · 4.125%
HK$33,680
baseline
▲ 0.50% · 4.625%
HK$35,455
+HK$1,775/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$67,360/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,637
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,590
−HK$969/mo
Today · 4.125%
HK$32,559
baseline
▲ 0.50% · 4.625%
HK$34,540
+HK$1,981/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$65,118/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,084
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,998
−HK$927/mo
Today · 4.125%
HK$35,925
baseline
▲ 0.50% · 4.625%
HK$37,819
+HK$1,894/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$71,850/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,552
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,565
−HK$1,029/mo
Today · 4.125%
HK$34,594
baseline
▲ 0.50% · 4.625%
HK$36,698
+HK$2,104/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$69,188/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,214
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,185
−HK$986/mo
Today · 4.125%
HK$38,171
baseline
▲ 0.50% · 4.625%
HK$40,183
+HK$2,012/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$76,342/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,467
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,539
−HK$1,089/mo
Today · 4.125%
HK$36,628
baseline
▲ 0.50% · 4.625%
HK$38,857
+HK$2,229/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$73,256/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,344
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,373
−HK$1,043/mo
Today · 4.125%
HK$40,416
baseline
▲ 0.50% · 4.625%
HK$42,546
+HK$2,130/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$80,832/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,924 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).