▼ 0.50% · 3.625%
HK$19,555
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,163
−HK$618/mo
Today · 4.125%
HK$20,781
baseline
▲ 0.50% · 4.625%
HK$22,045
+HK$1,264/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,562/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,754
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,338
−HK$592/mo
Today · 4.125%
HK$22,930
baseline
▲ 0.50% · 4.625%
HK$24,138
+HK$1,208/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,860/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,510
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,179
−HK$680/mo
Today · 4.125%
HK$22,859
baseline
▲ 0.50% · 4.625%
HK$24,250
+HK$1,391/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,718/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,930
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,571
−HK$651/mo
Today · 4.125%
HK$25,222
baseline
▲ 0.50% · 4.625%
HK$26,552
+HK$1,330/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,444/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,465
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,195
−HK$742/mo
Today · 4.125%
HK$24,937
baseline
▲ 0.50% · 4.625%
HK$26,454
+HK$1,517/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$49,874/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,105
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,805
−HK$710/mo
Today · 4.125%
HK$27,515
baseline
▲ 0.50% · 4.625%
HK$28,966
+HK$1,451/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$55,030/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,421
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,212
−HK$803/mo
Today · 4.125%
HK$27,015
baseline
▲ 0.50% · 4.625%
HK$28,659
+HK$1,644/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$54,030/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,280
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,039
−HK$769/mo
Today · 4.125%
HK$29,808
baseline
▲ 0.50% · 4.625%
HK$31,380
+HK$1,572/mo
Deposit HK$3.00M · loan HK$5.57M · min. income ≈ HK$59,616/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,376
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,228
−HK$865/mo
Today · 4.125%
HK$29,093
baseline
▲ 0.50% · 4.625%
HK$30,863
+HK$1,770/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,186/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,456
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,273
−HK$828/mo
Today · 4.125%
HK$32,101
baseline
▲ 0.50% · 4.625%
HK$33,793
+HK$1,692/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,202/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,332
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,244
−HK$927/mo
Today · 4.125%
HK$31,171
baseline
▲ 0.50% · 4.625%
HK$33,068
+HK$1,897/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$62,342/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,631
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,506
−HK$888/mo
Today · 4.125%
HK$34,394
baseline
▲ 0.50% · 4.625%
HK$36,207
+HK$1,813/mo
Deposit HK$2.14M · loan HK$6.43M · min. income ≈ HK$68,788/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,287
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,260
−HK$989/mo
Today · 4.125%
HK$33,249
baseline
▲ 0.50% · 4.625%
HK$35,272
+HK$2,023/mo
Deposit HK$1.72M · loan HK$6.86M · min. income ≈ HK$66,498/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,807
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,740
−HK$947/mo
Today · 4.125%
HK$36,687
baseline
▲ 0.50% · 4.625%
HK$38,621
+HK$1,934/mo
Deposit HK$1.72M · loan HK$6.86M · min. income ≈ HK$73,374/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$257,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,243
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,277
−HK$1,050/mo
Today · 4.125%
HK$35,327
baseline
▲ 0.50% · 4.625%
HK$37,477
+HK$2,150/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$70,654/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,982
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,974
−HK$1,006/mo
Today · 4.125%
HK$38,980
baseline
▲ 0.50% · 4.625%
HK$41,035
+HK$2,055/mo
Deposit HK$1.29M · loan HK$7.29M · min. income ≈ HK$77,960/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$257,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,198
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,293
−HK$1,112/mo
Today · 4.125%
HK$37,405
baseline
▲ 0.50% · 4.625%
HK$39,681
+HK$2,276/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$74,810/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,158
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,208
−HK$1,065/mo
Today · 4.125%
HK$41,273
baseline
▲ 0.50% · 4.625%
HK$43,449
+HK$2,176/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$82,546/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,268 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).