▼ 0.50% · 3.625%
HK$3,947
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,069
−HK$125/mo
Today · 4.125%
HK$4,194
baseline
▲ 0.50% · 4.625%
HK$4,449
+HK$255/mo
Deposit HK$865K · loan HK$865K · min. income ≈ HK$8,388/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,390
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,508
−HK$120/mo
Today · 4.125%
HK$4,628
baseline
▲ 0.50% · 4.625%
HK$4,872
+HK$244/mo
Deposit HK$865K · loan HK$865K · min. income ≈ HK$9,256/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,341
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,476
−HK$137/mo
Today · 4.125%
HK$4,613
baseline
▲ 0.50% · 4.625%
HK$4,894
+HK$281/mo
Deposit HK$779K · loan HK$952K · min. income ≈ HK$9,226/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,829
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,959
−HK$131/mo
Today · 4.125%
HK$5,090
baseline
▲ 0.50% · 4.625%
HK$5,359
+HK$269/mo
Deposit HK$779K · loan HK$952K · min. income ≈ HK$10,180/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,736
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,883
−HK$150/mo
Today · 4.125%
HK$5,033
baseline
▲ 0.50% · 4.625%
HK$5,339
+HK$306/mo
Deposit HK$692K · loan HK$1.04M · min. income ≈ HK$10,066/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,269
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,410
−HK$143/mo
Today · 4.125%
HK$5,553
baseline
▲ 0.50% · 4.625%
HK$5,846
+HK$293/mo
Deposit HK$692K · loan HK$1.04M · min. income ≈ HK$11,106/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,130
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,290
−HK$162/mo
Today · 4.125%
HK$5,452
baseline
▲ 0.50% · 4.625%
HK$5,784
+HK$332/mo
Deposit HK$606K · loan HK$1.12M · min. income ≈ HK$10,904/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,708
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,861
−HK$155/mo
Today · 4.125%
HK$6,016
baseline
▲ 0.50% · 4.625%
HK$6,333
+HK$317/mo
Deposit HK$606K · loan HK$1.12M · min. income ≈ HK$12,032/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,525
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,697
−HK$175/mo
Today · 4.125%
HK$5,872
baseline
▲ 0.50% · 4.625%
HK$6,229
+HK$357/mo
Deposit HK$519K · loan HK$1.21M · min. income ≈ HK$11,744/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,147
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,311
−HK$168/mo
Today · 4.125%
HK$6,479
baseline
▲ 0.50% · 4.625%
HK$6,820
+HK$341/mo
Deposit HK$519K · loan HK$1.21M · min. income ≈ HK$12,958/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,920
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,104
−HK$187/mo
Today · 4.125%
HK$6,291
baseline
▲ 0.50% · 4.625%
HK$6,674
+HK$383/mo
Deposit HK$433K · loan HK$1.30M · min. income ≈ HK$12,582/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,586
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,762
−HK$179/mo
Today · 4.125%
HK$6,941
baseline
▲ 0.50% · 4.625%
HK$7,307
+HK$366/mo
Deposit HK$433K · loan HK$1.30M · min. income ≈ HK$13,882/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,314
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,511
−HK$199/mo
Today · 4.125%
HK$6,710
baseline
▲ 0.50% · 4.625%
HK$7,119
+HK$409/mo
Deposit HK$346K · loan HK$1.38M · min. income ≈ HK$13,420/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,025
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,213
−HK$191/mo
Today · 4.125%
HK$7,404
baseline
▲ 0.50% · 4.625%
HK$7,795
+HK$391/mo
Deposit HK$346K · loan HK$1.38M · min. income ≈ HK$14,808/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,709
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,918
−HK$212/mo
Today · 4.125%
HK$7,130
baseline
▲ 0.50% · 4.625%
HK$7,564
+HK$434/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$14,260/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,464
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,664
−HK$203/mo
Today · 4.125%
HK$7,867
baseline
▲ 0.50% · 4.625%
HK$8,282
+HK$415/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$15,734/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,104
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,325
−HK$224/mo
Today · 4.125%
HK$7,549
baseline
▲ 0.50% · 4.625%
HK$8,009
+HK$460/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$15,098/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,903
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,115
−HK$215/mo
Today · 4.125%
HK$8,330
baseline
▲ 0.50% · 4.625%
HK$8,769
+HK$439/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$16,660/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).