▼ 0.50% · 3.625%
HK$4,320
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,454
−HK$137/mo
Today · 4.125%
HK$4,591
baseline
▲ 0.50% · 4.625%
HK$4,870
+HK$279/mo
Deposit HK$947K · loan HK$947K · min. income ≈ HK$9,182/mo (50% DSR)
Upfront cash ≈ HK$947K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,806
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,935
−HK$130/mo
Today · 4.125%
HK$5,065
baseline
▲ 0.50% · 4.625%
HK$5,332
+HK$267/mo
Deposit HK$947K · loan HK$947K · min. income ≈ HK$10,130/mo (50% DSR)
Upfront cash ≈ HK$947K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,752
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,900
−HK$150/mo
Today · 4.125%
HK$5,050
baseline
▲ 0.50% · 4.625%
HK$5,357
+HK$307/mo
Deposit HK$852K · loan HK$1.04M · min. income ≈ HK$10,100/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,286
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,428
−HK$144/mo
Today · 4.125%
HK$5,572
baseline
▲ 0.50% · 4.625%
HK$5,866
+HK$294/mo
Deposit HK$852K · loan HK$1.04M · min. income ≈ HK$11,144/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,184
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,345
−HK$164/mo
Today · 4.125%
HK$5,509
baseline
▲ 0.50% · 4.625%
HK$5,844
+HK$335/mo
Deposit HK$758K · loan HK$1.14M · min. income ≈ HK$11,018/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,767
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,922
−HK$156/mo
Today · 4.125%
HK$6,078
baseline
▲ 0.50% · 4.625%
HK$6,399
+HK$321/mo
Deposit HK$758K · loan HK$1.14M · min. income ≈ HK$12,156/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,616
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,790
−HK$178/mo
Today · 4.125%
HK$5,968
baseline
▲ 0.50% · 4.625%
HK$6,331
+HK$363/mo
Deposit HK$663K · loan HK$1.23M · min. income ≈ HK$11,936/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,247
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,415
−HK$170/mo
Today · 4.125%
HK$6,585
baseline
▲ 0.50% · 4.625%
HK$6,932
+HK$347/mo
Deposit HK$663K · loan HK$1.23M · min. income ≈ HK$13,170/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,048
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,236
−HK$191/mo
Today · 4.125%
HK$6,427
baseline
▲ 0.50% · 4.625%
HK$6,818
+HK$391/mo
Deposit HK$568K · loan HK$1.33M · min. income ≈ HK$12,854/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,728
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,908
−HK$184/mo
Today · 4.125%
HK$7,092
baseline
▲ 0.50% · 4.625%
HK$7,465
+HK$373/mo
Deposit HK$568K · loan HK$1.33M · min. income ≈ HK$14,184/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,480
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,681
−HK$205/mo
Today · 4.125%
HK$6,886
baseline
▲ 0.50% · 4.625%
HK$7,305
+HK$419/mo
Deposit HK$474K · loan HK$1.42M · min. income ≈ HK$13,772/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,209
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,402
−HK$196/mo
Today · 4.125%
HK$7,598
baseline
▲ 0.50% · 4.625%
HK$7,999
+HK$401/mo
Deposit HK$474K · loan HK$1.42M · min. income ≈ HK$15,196/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,912
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,127
−HK$218/mo
Today · 4.125%
HK$7,345
baseline
▲ 0.50% · 4.625%
HK$7,792
+HK$447/mo
Deposit HK$379K · loan HK$1.52M · min. income ≈ HK$14,690/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,689
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,895
−HK$210/mo
Today · 4.125%
HK$8,105
baseline
▲ 0.50% · 4.625%
HK$8,532
+HK$427/mo
Deposit HK$379K · loan HK$1.52M · min. income ≈ HK$16,210/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,344
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,572
−HK$232/mo
Today · 4.125%
HK$7,804
baseline
▲ 0.50% · 4.625%
HK$8,279
+HK$475/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$15,608/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,170
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,389
−HK$222/mo
Today · 4.125%
HK$8,611
baseline
▲ 0.50% · 4.625%
HK$9,065
+HK$454/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$17,222/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,776
−HK$487/mo
▼ 0.25% · 3.875%
HK$8,018
−HK$245/mo
Today · 4.125%
HK$8,263
baseline
▲ 0.50% · 4.625%
HK$8,766
+HK$503/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$16,526/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,650
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,882
−HK$236/mo
Today · 4.125%
HK$9,118
baseline
▲ 0.50% · 4.625%
HK$9,598
+HK$480/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$18,236/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).