▼ 0.50% · 3.625%
HK$3,675
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,790
−HK$116/mo
Today · 4.125%
HK$3,906
baseline
▲ 0.50% · 4.625%
HK$4,144
+HK$238/mo
Deposit HK$806K · loan HK$806K · min. income ≈ HK$7,812/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,089
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,199
−HK$111/mo
Today · 4.125%
HK$4,310
baseline
▲ 0.50% · 4.625%
HK$4,537
+HK$227/mo
Deposit HK$806K · loan HK$806K · min. income ≈ HK$8,620/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,043
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,169
−HK$127/mo
Today · 4.125%
HK$4,296
baseline
▲ 0.50% · 4.625%
HK$4,558
+HK$262/mo
Deposit HK$725K · loan HK$887K · min. income ≈ HK$8,592/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,498
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,618
−HK$123/mo
Today · 4.125%
HK$4,741
baseline
▲ 0.50% · 4.625%
HK$4,991
+HK$250/mo
Deposit HK$725K · loan HK$887K · min. income ≈ HK$9,482/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,410
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,548
−HK$139/mo
Today · 4.125%
HK$4,687
baseline
▲ 0.50% · 4.625%
HK$4,972
+HK$285/mo
Deposit HK$645K · loan HK$967K · min. income ≈ HK$9,374/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,907
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,038
−HK$134/mo
Today · 4.125%
HK$5,172
baseline
▲ 0.50% · 4.625%
HK$5,444
+HK$272/mo
Deposit HK$645K · loan HK$967K · min. income ≈ HK$10,344/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,778
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,927
−HK$151/mo
Today · 4.125%
HK$5,078
baseline
▲ 0.50% · 4.625%
HK$5,387
+HK$309/mo
Deposit HK$564K · loan HK$1.05M · min. income ≈ HK$10,156/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,316
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,458
−HK$145/mo
Today · 4.125%
HK$5,603
baseline
▲ 0.50% · 4.625%
HK$5,898
+HK$295/mo
Deposit HK$564K · loan HK$1.05M · min. income ≈ HK$11,206/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,146
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,306
−HK$162/mo
Today · 4.125%
HK$5,468
baseline
▲ 0.50% · 4.625%
HK$5,801
+HK$333/mo
Deposit HK$484K · loan HK$1.13M · min. income ≈ HK$10,936/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,724
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,878
−HK$156/mo
Today · 4.125%
HK$6,034
baseline
▲ 0.50% · 4.625%
HK$6,352
+HK$318/mo
Deposit HK$484K · loan HK$1.13M · min. income ≈ HK$12,068/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,513
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,685
−HK$174/mo
Today · 4.125%
HK$5,859
baseline
▲ 0.50% · 4.625%
HK$6,215
+HK$356/mo
Deposit HK$403K · loan HK$1.21M · min. income ≈ HK$11,718/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,133
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,298
−HK$167/mo
Today · 4.125%
HK$6,465
baseline
▲ 0.50% · 4.625%
HK$6,805
+HK$340/mo
Deposit HK$403K · loan HK$1.21M · min. income ≈ HK$12,930/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,881
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,064
−HK$185/mo
Today · 4.125%
HK$6,249
baseline
▲ 0.50% · 4.625%
HK$6,630
+HK$381/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$12,498/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,542
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,718
−HK$178/mo
Today · 4.125%
HK$6,896
baseline
▲ 0.50% · 4.625%
HK$7,259
+HK$363/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$13,792/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,248
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,443
−HK$197/mo
Today · 4.125%
HK$6,640
baseline
▲ 0.50% · 4.625%
HK$7,044
+HK$404/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$13,280/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,951
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,137
−HK$190/mo
Today · 4.125%
HK$7,327
baseline
▲ 0.50% · 4.625%
HK$7,713
+HK$386/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$14,654/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,616
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,822
−HK$209/mo
Today · 4.125%
HK$7,031
baseline
▲ 0.50% · 4.625%
HK$7,458
+HK$427/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$14,062/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,360
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,557
−HK$201/mo
Today · 4.125%
HK$7,758
baseline
▲ 0.50% · 4.625%
HK$8,166
+HK$408/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$15,516/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).