▼ 0.50% · 3.625%
HK$4,415
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,552
−HK$140/mo
Today · 4.125%
HK$4,692
baseline
▲ 0.50% · 4.625%
HK$4,977
+HK$285/mo
Deposit HK$968K · loan HK$968K · min. income ≈ HK$9,384/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,912
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,043
−HK$134/mo
Today · 4.125%
HK$5,177
baseline
▲ 0.50% · 4.625%
HK$5,450
+HK$273/mo
Deposit HK$968K · loan HK$968K · min. income ≈ HK$10,354/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,857
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,008
−HK$153/mo
Today · 4.125%
HK$5,161
baseline
▲ 0.50% · 4.625%
HK$5,475
+HK$314/mo
Deposit HK$871K · loan HK$1.06M · min. income ≈ HK$10,322/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,403
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,548
−HK$147/mo
Today · 4.125%
HK$5,695
baseline
▲ 0.50% · 4.625%
HK$5,995
+HK$300/mo
Deposit HK$871K · loan HK$1.06M · min. income ≈ HK$11,390/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,298
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,463
−HK$167/mo
Today · 4.125%
HK$5,630
baseline
▲ 0.50% · 4.625%
HK$5,973
+HK$343/mo
Deposit HK$774K · loan HK$1.16M · min. income ≈ HK$11,260/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,894
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,052
−HK$160/mo
Today · 4.125%
HK$6,212
baseline
▲ 0.50% · 4.625%
HK$6,540
+HK$328/mo
Deposit HK$774K · loan HK$1.16M · min. income ≈ HK$12,424/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,740
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,918
−HK$181/mo
Today · 4.125%
HK$6,099
baseline
▲ 0.50% · 4.625%
HK$6,471
+HK$372/mo
Deposit HK$678K · loan HK$1.26M · min. income ≈ HK$12,198/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,385
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,556
−HK$174/mo
Today · 4.125%
HK$6,730
baseline
▲ 0.50% · 4.625%
HK$7,085
+HK$355/mo
Deposit HK$678K · loan HK$1.26M · min. income ≈ HK$13,460/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,181
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,373
−HK$196/mo
Today · 4.125%
HK$6,569
baseline
▲ 0.50% · 4.625%
HK$6,968
+HK$399/mo
Deposit HK$581K · loan HK$1.36M · min. income ≈ HK$13,138/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,876
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,061
−HK$187/mo
Today · 4.125%
HK$7,248
baseline
▲ 0.50% · 4.625%
HK$7,630
+HK$382/mo
Deposit HK$581K · loan HK$1.36M · min. income ≈ HK$14,496/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,623
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,829
−HK$209/mo
Today · 4.125%
HK$7,038
baseline
▲ 0.50% · 4.625%
HK$7,466
+HK$428/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$14,076/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,367
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,565
−HK$201/mo
Today · 4.125%
HK$7,766
baseline
▲ 0.50% · 4.625%
HK$8,175
+HK$409/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$15,532/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,064
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,284
−HK$223/mo
Today · 4.125%
HK$7,507
baseline
▲ 0.50% · 4.625%
HK$7,964
+HK$457/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$15,014/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,859
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,069
−HK$214/mo
Today · 4.125%
HK$8,283
baseline
▲ 0.50% · 4.625%
HK$8,720
+HK$437/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$16,566/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,506
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,739
−HK$237/mo
Today · 4.125%
HK$7,976
baseline
▲ 0.50% · 4.625%
HK$8,462
+HK$486/mo
Deposit HK$290K · loan HK$1.65M · min. income ≈ HK$15,952/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,350
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,574
−HK$227/mo
Today · 4.125%
HK$8,801
baseline
▲ 0.50% · 4.625%
HK$9,265
+HK$464/mo
Deposit HK$290K · loan HK$1.65M · min. income ≈ HK$17,602/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,947
−HK$498/mo
▼ 0.25% · 3.875%
HK$8,194
−HK$251/mo
Today · 4.125%
HK$8,445
baseline
▲ 0.50% · 4.625%
HK$8,959
+HK$514/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$16,890/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,841
−HK$478/mo
▼ 0.25% · 3.875%
HK$9,078
−HK$241/mo
Today · 4.125%
HK$9,319
baseline
▲ 0.50% · 4.625%
HK$9,810
+HK$491/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$18,638/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).