▼ 0.50% · 3.625%
HK$3,003
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,097
−HK$95/mo
Today · 4.125%
HK$3,192
baseline
▲ 0.50% · 4.625%
HK$3,386
+HK$194/mo
Deposit HK$659K · loan HK$659K · min. income ≈ HK$6,384/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,341
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,431
−HK$91/mo
Today · 4.125%
HK$3,522
baseline
▲ 0.50% · 4.625%
HK$3,707
+HK$185/mo
Deposit HK$659K · loan HK$659K · min. income ≈ HK$7,044/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,304
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,407
−HK$104/mo
Today · 4.125%
HK$3,511
baseline
▲ 0.50% · 4.625%
HK$3,725
+HK$214/mo
Deposit HK$593K · loan HK$724K · min. income ≈ HK$7,022/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,675
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,774
−HK$100/mo
Today · 4.125%
HK$3,874
baseline
▲ 0.50% · 4.625%
HK$4,078
+HK$204/mo
Deposit HK$593K · loan HK$724K · min. income ≈ HK$7,748/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,604
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,716
−HK$114/mo
Today · 4.125%
HK$3,830
baseline
▲ 0.50% · 4.625%
HK$4,063
+HK$233/mo
Deposit HK$527K · loan HK$790K · min. income ≈ HK$7,660/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,010
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,117
−HK$109/mo
Today · 4.125%
HK$4,226
baseline
▲ 0.50% · 4.625%
HK$4,449
+HK$223/mo
Deposit HK$527K · loan HK$790K · min. income ≈ HK$8,452/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,904
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,026
−HK$123/mo
Today · 4.125%
HK$4,149
baseline
▲ 0.50% · 4.625%
HK$4,402
+HK$253/mo
Deposit HK$461K · loan HK$856K · min. income ≈ HK$8,298/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,344
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,460
−HK$118/mo
Today · 4.125%
HK$4,578
baseline
▲ 0.50% · 4.625%
HK$4,820
+HK$242/mo
Deposit HK$461K · loan HK$856K · min. income ≈ HK$9,156/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,205
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,336
−HK$132/mo
Today · 4.125%
HK$4,468
baseline
▲ 0.50% · 4.625%
HK$4,740
+HK$272/mo
Deposit HK$395K · loan HK$922K · min. income ≈ HK$8,936/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,678
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,803
−HK$127/mo
Today · 4.125%
HK$4,930
baseline
▲ 0.50% · 4.625%
HK$5,190
+HK$260/mo
Deposit HK$395K · loan HK$922K · min. income ≈ HK$9,860/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,505
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,645
−HK$143/mo
Today · 4.125%
HK$4,788
baseline
▲ 0.50% · 4.625%
HK$5,079
+HK$291/mo
Deposit HK$329K · loan HK$988K · min. income ≈ HK$9,576/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,012
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,146
−HK$137/mo
Today · 4.125%
HK$5,283
baseline
▲ 0.50% · 4.625%
HK$5,561
+HK$278/mo
Deposit HK$329K · loan HK$988K · min. income ≈ HK$10,566/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,805
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,955
−HK$152/mo
Today · 4.125%
HK$5,107
baseline
▲ 0.50% · 4.625%
HK$5,418
+HK$311/mo
Deposit HK$263K · loan HK$1.05M · min. income ≈ HK$10,214/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,346
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,489
−HK$146/mo
Today · 4.125%
HK$5,635
baseline
▲ 0.50% · 4.625%
HK$5,932
+HK$297/mo
Deposit HK$263K · loan HK$1.05M · min. income ≈ HK$11,270/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,106
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,265
−HK$161/mo
Today · 4.125%
HK$5,426
baseline
▲ 0.50% · 4.625%
HK$5,756
+HK$330/mo
Deposit HK$198K · loan HK$1.12M · min. income ≈ HK$10,852/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,680
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,832
−HK$155/mo
Today · 4.125%
HK$5,987
baseline
▲ 0.50% · 4.625%
HK$6,303
+HK$316/mo
Deposit HK$198K · loan HK$1.12M · min. income ≈ HK$11,974/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,406
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,574
−HK$171/mo
Today · 4.125%
HK$5,745
baseline
▲ 0.50% · 4.625%
HK$6,095
+HK$350/mo
Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$11,490/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,014
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,176
−HK$163/mo
Today · 4.125%
HK$6,339
baseline
▲ 0.50% · 4.625%
HK$6,673
+HK$334/mo
Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$12,678/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).