▼ 0.50% · 3.625%
HK$4,398
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,535
−HK$139/mo
Today · 4.125%
HK$4,674
baseline
▲ 0.50% · 4.625%
HK$4,958
+HK$284/mo
Deposit HK$964K · loan HK$964K · min. income ≈ HK$9,348/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,893
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,024
−HK$133/mo
Today · 4.125%
HK$5,157
baseline
▲ 0.50% · 4.625%
HK$5,429
+HK$272/mo
Deposit HK$964K · loan HK$964K · min. income ≈ HK$10,314/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,838
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,989
−HK$152/mo
Today · 4.125%
HK$5,141
baseline
▲ 0.50% · 4.625%
HK$5,454
+HK$313/mo
Deposit HK$868K · loan HK$1.06M · min. income ≈ HK$10,282/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,382
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,527
−HK$146/mo
Today · 4.125%
HK$5,673
baseline
▲ 0.50% · 4.625%
HK$5,972
+HK$299/mo
Deposit HK$868K · loan HK$1.06M · min. income ≈ HK$11,346/mo (50% DSR)
Upfront cash ≈ HK$868K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,278
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,442
−HK$167/mo
Today · 4.125%
HK$5,609
baseline
▲ 0.50% · 4.625%
HK$5,950
+HK$341/mo
Deposit HK$772K · loan HK$1.16M · min. income ≈ HK$11,218/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,872
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,029
−HK$160/mo
Today · 4.125%
HK$6,189
baseline
▲ 0.50% · 4.625%
HK$6,515
+HK$326/mo
Deposit HK$772K · loan HK$1.16M · min. income ≈ HK$12,378/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,718
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,896
−HK$180/mo
Today · 4.125%
HK$6,076
baseline
▲ 0.50% · 4.625%
HK$6,446
+HK$370/mo
Deposit HK$675K · loan HK$1.25M · min. income ≈ HK$12,152/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,361
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,532
−HK$173/mo
Today · 4.125%
HK$6,705
baseline
▲ 0.50% · 4.625%
HK$7,058
+HK$353/mo
Deposit HK$675K · loan HK$1.25M · min. income ≈ HK$13,410/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,158
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,349
−HK$195/mo
Today · 4.125%
HK$6,544
baseline
▲ 0.50% · 4.625%
HK$6,942
+HK$398/mo
Deposit HK$579K · loan HK$1.35M · min. income ≈ HK$13,088/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,850
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,034
−HK$186/mo
Today · 4.125%
HK$7,220
baseline
▲ 0.50% · 4.625%
HK$7,601
+HK$381/mo
Deposit HK$579K · loan HK$1.35M · min. income ≈ HK$14,440/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,597
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,803
−HK$208/mo
Today · 4.125%
HK$7,011
baseline
▲ 0.50% · 4.625%
HK$7,438
+HK$427/mo
Deposit HK$482K · loan HK$1.45M · min. income ≈ HK$14,022/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,340
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,536
−HK$200/mo
Today · 4.125%
HK$7,736
baseline
▲ 0.50% · 4.625%
HK$8,144
+HK$408/mo
Deposit HK$482K · loan HK$1.45M · min. income ≈ HK$15,472/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,037
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,256
−HK$223/mo
Today · 4.125%
HK$7,479
baseline
▲ 0.50% · 4.625%
HK$7,934
+HK$455/mo
Deposit HK$386K · loan HK$1.54M · min. income ≈ HK$14,958/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,829
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,039
−HK$213/mo
Today · 4.125%
HK$8,252
baseline
▲ 0.50% · 4.625%
HK$8,687
+HK$435/mo
Deposit HK$386K · loan HK$1.54M · min. income ≈ HK$16,504/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,477
−HK$469/mo
▼ 0.25% · 3.875%
HK$7,710
−HK$236/mo
Today · 4.125%
HK$7,946
baseline
▲ 0.50% · 4.625%
HK$8,429
+HK$483/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$15,892/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,318
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,541
−HK$227/mo
Today · 4.125%
HK$8,768
baseline
▲ 0.50% · 4.625%
HK$9,230
+HK$462/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$17,536/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,917
−HK$496/mo
▼ 0.25% · 3.875%
HK$8,163
−HK$250/mo
Today · 4.125%
HK$8,413
baseline
▲ 0.50% · 4.625%
HK$8,925
+HK$512/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$16,826/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,807
−HK$476/mo
▼ 0.25% · 3.875%
HK$9,044
−HK$239/mo
Today · 4.125%
HK$9,283
baseline
▲ 0.50% · 4.625%
HK$9,773
+HK$490/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$18,566/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).