▼ 0.50% · 3.625%
HK$4,106
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,234
−HK$130/mo
Today · 4.125%
HK$4,364
baseline
▲ 0.50% · 4.625%
HK$4,629
+HK$265/mo
Deposit HK$900K · loan HK$900K · min. income ≈ HK$8,728/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,568
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,691
−HK$124/mo
Today · 4.125%
HK$4,815
baseline
▲ 0.50% · 4.625%
HK$5,069
+HK$254/mo
Deposit HK$900K · loan HK$900K · min. income ≈ HK$9,630/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,517
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,658
−HK$142/mo
Today · 4.125%
HK$4,800
baseline
▲ 0.50% · 4.625%
HK$5,092
+HK$292/mo
Deposit HK$810K · loan HK$990K · min. income ≈ HK$9,600/mo (50% DSR)
Upfront cash ≈ HK$810K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,025
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,160
−HK$137/mo
Today · 4.125%
HK$5,297
baseline
▲ 0.50% · 4.625%
HK$5,576
+HK$279/mo
Deposit HK$810K · loan HK$990K · min. income ≈ HK$10,594/mo (50% DSR)
Upfront cash ≈ HK$810K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,928
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,081
−HK$156/mo
Today · 4.125%
HK$5,237
baseline
▲ 0.50% · 4.625%
HK$5,555
+HK$318/mo
Deposit HK$720K · loan HK$1.08M · min. income ≈ HK$10,474/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,482
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,629
−HK$149/mo
Today · 4.125%
HK$5,778
baseline
▲ 0.50% · 4.625%
HK$6,083
+HK$305/mo
Deposit HK$720K · loan HK$1.08M · min. income ≈ HK$11,556/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,338
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,504
−HK$169/mo
Today · 4.125%
HK$5,673
baseline
▲ 0.50% · 4.625%
HK$6,018
+HK$345/mo
Deposit HK$630K · loan HK$1.17M · min. income ≈ HK$11,346/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,939
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,098
−HK$162/mo
Today · 4.125%
HK$6,260
baseline
▲ 0.50% · 4.625%
HK$6,590
+HK$330/mo
Deposit HK$630K · loan HK$1.17M · min. income ≈ HK$12,520/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,749
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,928
−HK$181/mo
Today · 4.125%
HK$6,109
baseline
▲ 0.50% · 4.625%
HK$6,481
+HK$372/mo
Deposit HK$540K · loan HK$1.26M · min. income ≈ HK$12,218/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,396
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,567
−HK$174/mo
Today · 4.125%
HK$6,741
baseline
▲ 0.50% · 4.625%
HK$7,096
+HK$355/mo
Deposit HK$540K · loan HK$1.26M · min. income ≈ HK$13,482/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,160
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,351
−HK$195/mo
Today · 4.125%
HK$6,546
baseline
▲ 0.50% · 4.625%
HK$6,944
+HK$398/mo
Deposit HK$450K · loan HK$1.35M · min. income ≈ HK$13,092/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,852
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,036
−HK$187/mo
Today · 4.125%
HK$7,223
baseline
▲ 0.50% · 4.625%
HK$7,603
+HK$380/mo
Deposit HK$450K · loan HK$1.35M · min. income ≈ HK$14,446/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,570
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,775
−HK$207/mo
Today · 4.125%
HK$6,982
baseline
▲ 0.50% · 4.625%
HK$7,407
+HK$425/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$13,964/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,309
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,505
−HK$199/mo
Today · 4.125%
HK$7,704
baseline
▲ 0.50% · 4.625%
HK$8,110
+HK$406/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$15,408/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,981
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,198
−HK$221/mo
Today · 4.125%
HK$7,419
baseline
▲ 0.50% · 4.625%
HK$7,870
+HK$451/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$14,838/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,766
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,974
−HK$212/mo
Today · 4.125%
HK$8,186
baseline
▲ 0.50% · 4.625%
HK$8,617
+HK$431/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$16,372/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,391
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,621
−HK$234/mo
Today · 4.125%
HK$7,855
baseline
▲ 0.50% · 4.625%
HK$8,333
+HK$478/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,710/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,223
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,443
−HK$224/mo
Today · 4.125%
HK$8,667
baseline
▲ 0.50% · 4.625%
HK$9,124
+HK$457/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,334/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).