▼ 0.50% · 3.625%
HK$20,419
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,054
−HK$646/mo
Today · 4.125%
HK$21,700
baseline
▲ 0.50% · 4.625%
HK$23,020
+HK$1,320/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,400/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,716
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,325
−HK$618/mo
Today · 4.125%
HK$23,943
baseline
▲ 0.50% · 4.625%
HK$25,205
+HK$1,262/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,886/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,461
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,160
−HK$710/mo
Today · 4.125%
HK$23,870
baseline
▲ 0.50% · 4.625%
HK$25,322
+HK$1,452/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$47,740/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,988
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,658
−HK$680/mo
Today · 4.125%
HK$26,338
baseline
▲ 0.50% · 4.625%
HK$27,726
+HK$1,388/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$52,676/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,503
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,265
−HK$774/mo
Today · 4.125%
HK$26,039
baseline
▲ 0.50% · 4.625%
HK$27,624
+HK$1,585/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$52,078/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,259
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$27,990
−HK$742/mo
Today · 4.125%
HK$28,732
baseline
▲ 0.50% · 4.625%
HK$30,247
+HK$1,515/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$57,464/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,545
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,371
−HK$838/mo
Today · 4.125%
HK$28,209
baseline
▲ 0.50% · 4.625%
HK$29,926
+HK$1,717/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$56,418/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,531
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,323
−HK$803/mo
Today · 4.125%
HK$31,126
baseline
▲ 0.50% · 4.625%
HK$32,767
+HK$1,641/mo
Deposit HK$3.13M · loan HK$5.82M · min. income ≈ HK$62,252/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,587
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,476
−HK$903/mo
Today · 4.125%
HK$30,379
baseline
▲ 0.50% · 4.625%
HK$32,228
+HK$1,849/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$60,758/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,802
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,655
−HK$866/mo
Today · 4.125%
HK$33,521
baseline
▲ 0.50% · 4.625%
HK$35,288
+HK$1,767/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$67,042/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,629
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,581
−HK$968/mo
Today · 4.125%
HK$32,549
baseline
▲ 0.50% · 4.625%
HK$34,530
+HK$1,981/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$65,098/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,074
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,988
−HK$927/mo
Today · 4.125%
HK$35,915
baseline
▲ 0.50% · 4.625%
HK$37,808
+HK$1,893/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$71,830/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,671
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,687
−HK$1,032/mo
Today · 4.125%
HK$34,719
baseline
▲ 0.50% · 4.625%
HK$36,832
+HK$2,113/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$69,438/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,346
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,320
−HK$989/mo
Today · 4.125%
HK$38,309
baseline
▲ 0.50% · 4.625%
HK$40,329
+HK$2,020/mo
Deposit HK$1.79M · loan HK$7.16M · min. income ≈ HK$76,618/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,712
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,792
−HK$1,097/mo
Today · 4.125%
HK$36,889
baseline
▲ 0.50% · 4.625%
HK$39,134
+HK$2,245/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$73,778/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,617
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,653
−HK$1,051/mo
Today · 4.125%
HK$40,704
baseline
▲ 0.50% · 4.625%
HK$42,849
+HK$2,145/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$81,408/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,754
−HK$2,305/mo
▼ 0.25% · 3.875%
HK$37,898
−HK$1,161/mo
Today · 4.125%
HK$39,059
baseline
▲ 0.50% · 4.625%
HK$41,436
+HK$2,377/mo
Deposit HK$895K · loan HK$8.06M · min. income ≈ HK$78,118/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,889
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$41,986
−HK$1,112/mo
Today · 4.125%
HK$43,098
baseline
▲ 0.50% · 4.625%
HK$45,370
+HK$2,272/mo
Deposit HK$895K · loan HK$8.06M · min. income ≈ HK$86,196/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,643 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).