▼ 0.50% · 3.625%
HK$20,166
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,794
−HK$637/mo
Today · 4.125%
HK$21,431
baseline
▲ 0.50% · 4.625%
HK$22,735
+HK$1,304/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,862/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,435
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,037
−HK$610/mo
Today · 4.125%
HK$23,647
baseline
▲ 0.50% · 4.625%
HK$24,894
+HK$1,247/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,294/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,183
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,873
−HK$701/mo
Today · 4.125%
HK$23,574
baseline
▲ 0.50% · 4.625%
HK$25,009
+HK$1,435/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$47,148/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,678
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,340
−HK$672/mo
Today · 4.125%
HK$26,012
baseline
▲ 0.50% · 4.625%
HK$27,383
+HK$1,371/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$52,024/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,200
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,952
−HK$765/mo
Today · 4.125%
HK$25,717
baseline
▲ 0.50% · 4.625%
HK$27,282
+HK$1,565/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$51,434/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,922
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,644
−HK$732/mo
Today · 4.125%
HK$28,376
baseline
▲ 0.50% · 4.625%
HK$29,872
+HK$1,496/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$56,752/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,216
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,032
−HK$828/mo
Today · 4.125%
HK$27,860
baseline
▲ 0.50% · 4.625%
HK$29,556
+HK$1,696/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$55,720/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,165
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,948
−HK$793/mo
Today · 4.125%
HK$30,741
baseline
▲ 0.50% · 4.625%
HK$32,362
+HK$1,621/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$61,482/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,233
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,111
−HK$892/mo
Today · 4.125%
HK$30,003
baseline
▲ 0.50% · 4.625%
HK$31,829
+HK$1,826/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$60,006/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,409
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,251
−HK$855/mo
Today · 4.125%
HK$33,106
baseline
▲ 0.50% · 4.625%
HK$34,851
+HK$1,745/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$66,212/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,250
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,191
−HK$956/mo
Today · 4.125%
HK$32,147
baseline
▲ 0.50% · 4.625%
HK$34,103
+HK$1,956/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$64,294/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,652
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,555
−HK$916/mo
Today · 4.125%
HK$35,471
baseline
▲ 0.50% · 4.625%
HK$37,340
+HK$1,869/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$70,942/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,266
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,270
−HK$1,020/mo
Today · 4.125%
HK$34,290
baseline
▲ 0.50% · 4.625%
HK$36,376
+HK$2,086/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$68,580/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,896
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,859
−HK$976/mo
Today · 4.125%
HK$37,835
baseline
▲ 0.50% · 4.625%
HK$39,830
+HK$1,995/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$75,670/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,283
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,349
−HK$1,084/mo
Today · 4.125%
HK$36,433
baseline
▲ 0.50% · 4.625%
HK$38,650
+HK$2,217/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$72,866/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,139
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,162
−HK$1,038/mo
Today · 4.125%
HK$40,200
baseline
▲ 0.50% · 4.625%
HK$42,319
+HK$2,119/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$80,400/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,300
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,429
−HK$1,147/mo
Today · 4.125%
HK$38,576
baseline
▲ 0.50% · 4.625%
HK$40,923
+HK$2,347/mo
Deposit HK$884K · loan HK$7.96M · min. income ≈ HK$77,152/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,383
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,466
−HK$1,099/mo
Today · 4.125%
HK$42,565
baseline
▲ 0.50% · 4.625%
HK$44,808
+HK$2,243/mo
Deposit HK$884K · loan HK$7.96M · min. income ≈ HK$85,130/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,319 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).