▼ 0.50% · 3.625%
HK$22,562
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,263
−HK$713/mo
Today · 4.125%
HK$23,976
baseline
▲ 0.50% · 4.625%
HK$25,435
+HK$1,459/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$47,952/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$359,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,100
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,773
−HK$683/mo
Today · 4.125%
HK$26,456
baseline
▲ 0.50% · 4.625%
HK$27,850
+HK$1,394/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,912/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$359,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,818
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,590
−HK$784/mo
Today · 4.125%
HK$26,374
baseline
▲ 0.50% · 4.625%
HK$27,979
+HK$1,605/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$52,748/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$359,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,610
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,350
−HK$751/mo
Today · 4.125%
HK$29,101
baseline
▲ 0.50% · 4.625%
HK$30,635
+HK$1,534/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$58,202/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$359,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,074
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,916
−HK$856/mo
Today · 4.125%
HK$28,772
baseline
▲ 0.50% · 4.625%
HK$30,522
+HK$1,750/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,544/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$359,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,120
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,927
−HK$820/mo
Today · 4.125%
HK$31,747
baseline
▲ 0.50% · 4.625%
HK$33,420
+HK$1,673/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,494/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$359,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,330
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,242
−HK$927/mo
Today · 4.125%
HK$31,169
baseline
▲ 0.50% · 4.625%
HK$33,066
+HK$1,897/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$62,338/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$359,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,629
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,505
−HK$887/mo
Today · 4.125%
HK$34,392
baseline
▲ 0.50% · 4.625%
HK$36,205
+HK$1,813/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$68,784/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$359,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,586
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$32,569
−HK$998/mo
Today · 4.125%
HK$33,567
baseline
▲ 0.50% · 4.625%
HK$35,610
+HK$2,043/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,134/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$359,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,139
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$36,082
−HK$956/mo
Today · 4.125%
HK$37,038
baseline
▲ 0.50% · 4.625%
HK$38,990
+HK$1,952/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,076/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$359,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,842
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,895
−HK$1,070/mo
Today · 4.125%
HK$35,965
baseline
▲ 0.50% · 4.625%
HK$38,153
+HK$2,188/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$71,930/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$359,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,649
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,659
−HK$1,024/mo
Today · 4.125%
HK$39,683
baseline
▲ 0.50% · 4.625%
HK$41,775
+HK$2,092/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$79,366/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$359,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,099
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,222
−HK$1,140/mo
Today · 4.125%
HK$38,362
baseline
▲ 0.50% · 4.625%
HK$40,697
+HK$2,335/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$76,724/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$359,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,159
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,236
−HK$1,093/mo
Today · 4.125%
HK$42,329
baseline
▲ 0.50% · 4.625%
HK$44,560
+HK$2,231/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$84,658/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$359,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,355
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$39,548
−HK$1,212/mo
Today · 4.125%
HK$40,760
baseline
▲ 0.50% · 4.625%
HK$43,240
+HK$2,480/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$81,520/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$359,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,669
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$43,814
−HK$1,161/mo
Today · 4.125%
HK$44,975
baseline
▲ 0.50% · 4.625%
HK$47,345
+HK$2,370/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$89,950/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$359,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,611
−HK$2,547/mo
▼ 0.25% · 3.875%
HK$41,874
−HK$1,284/mo
Today · 4.125%
HK$43,158
baseline
▲ 0.50% · 4.625%
HK$45,784
+HK$2,626/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$86,316/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,179
−HK$2,441/mo
▼ 0.25% · 3.875%
HK$46,391
−HK$1,229/mo
Today · 4.125%
HK$47,620
baseline
▲ 0.50% · 4.625%
HK$50,130
+HK$2,510/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$95,240/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,435 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).