▼ 0.50% · 3.625%
HK$22,621
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,325
−HK$714/mo
Today · 4.125%
HK$24,039
baseline
▲ 0.50% · 4.625%
HK$25,502
+HK$1,463/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,078/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$362,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,166
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,841
−HK$684/mo
Today · 4.125%
HK$26,525
baseline
▲ 0.50% · 4.625%
HK$27,923
+HK$1,398/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,050/mo (50% DSR)
Upfront cash ≈ HK$5.32M (deposit + AVD stamp duty HK$362,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,883
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,657
−HK$786/mo
Today · 4.125%
HK$26,443
baseline
▲ 0.50% · 4.625%
HK$28,052
+HK$1,609/mo
Deposit HK$4.46M · loan HK$5.46M · min. income ≈ HK$52,886/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$362,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,682
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,425
−HK$753/mo
Today · 4.125%
HK$29,178
baseline
▲ 0.50% · 4.625%
HK$30,716
+HK$1,538/mo
Deposit HK$4.46M · loan HK$5.46M · min. income ≈ HK$58,356/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$362,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,145
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,990
−HK$857/mo
Today · 4.125%
HK$28,847
baseline
▲ 0.50% · 4.625%
HK$30,603
+HK$1,756/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$57,694/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,199
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$31,009
−HK$821/mo
Today · 4.125%
HK$31,830
baseline
▲ 0.50% · 4.625%
HK$33,508
+HK$1,678/mo
Deposit HK$3.97M · loan HK$5.95M · min. income ≈ HK$63,660/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,407
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,322
−HK$929/mo
Today · 4.125%
HK$31,251
baseline
▲ 0.50% · 4.625%
HK$33,153
+HK$1,902/mo
Deposit HK$3.47M · loan HK$6.45M · min. income ≈ HK$62,502/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$362,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,715
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,593
−HK$890/mo
Today · 4.125%
HK$34,483
baseline
▲ 0.50% · 4.625%
HK$36,300
+HK$1,817/mo
Deposit HK$3.47M · loan HK$6.45M · min. income ≈ HK$68,966/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$362,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,669
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,654
−HK$1,001/mo
Today · 4.125%
HK$33,655
baseline
▲ 0.50% · 4.625%
HK$35,703
+HK$2,048/mo
Deposit HK$2.98M · loan HK$6.94M · min. income ≈ HK$67,310/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,232
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,177
−HK$958/mo
Today · 4.125%
HK$37,135
baseline
▲ 0.50% · 4.625%
HK$39,093
+HK$1,958/mo
Deposit HK$2.98M · loan HK$6.94M · min. income ≈ HK$74,270/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,931
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,987
−HK$1,072/mo
Today · 4.125%
HK$36,059
baseline
▲ 0.50% · 4.625%
HK$38,253
+HK$2,194/mo
Deposit HK$2.48M · loan HK$7.44M · min. income ≈ HK$72,118/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$362,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,748
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,761
−HK$1,027/mo
Today · 4.125%
HK$39,788
baseline
▲ 0.50% · 4.625%
HK$41,885
+HK$2,097/mo
Deposit HK$2.48M · loan HK$7.44M · min. income ≈ HK$79,576/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$362,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,194
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,319
−HK$1,144/mo
Today · 4.125%
HK$38,463
baseline
▲ 0.50% · 4.625%
HK$40,804
+HK$2,341/mo
Deposit HK$1.98M · loan HK$7.94M · min. income ≈ HK$76,926/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$362,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,265
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,345
−HK$1,095/mo
Today · 4.125%
HK$42,440
baseline
▲ 0.50% · 4.625%
HK$44,677
+HK$2,237/mo
Deposit HK$1.98M · loan HK$7.94M · min. income ≈ HK$84,880/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$362,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,456
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,652
−HK$1,215/mo
Today · 4.125%
HK$40,867
baseline
▲ 0.50% · 4.625%
HK$43,354
+HK$2,487/mo
Deposit HK$1.49M · loan HK$8.43M · min. income ≈ HK$81,734/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$362,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,782
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,929
−HK$1,164/mo
Today · 4.125%
HK$45,093
baseline
▲ 0.50% · 4.625%
HK$47,470
+HK$2,377/mo
Deposit HK$1.49M · loan HK$8.43M · min. income ≈ HK$90,186/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$362,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,718
−HK$2,553/mo
▼ 0.25% · 3.875%
HK$41,984
−HK$1,287/mo
Today · 4.125%
HK$43,271
baseline
▲ 0.50% · 4.625%
HK$45,904
+HK$2,633/mo
Deposit HK$992K · loan HK$8.93M · min. income ≈ HK$86,542/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$362,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,298
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$46,513
−HK$1,232/mo
Today · 4.125%
HK$47,745
baseline
▲ 0.50% · 4.625%
HK$50,262
+HK$2,517/mo
Deposit HK$992K · loan HK$8.93M · min. income ≈ HK$95,490/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$362,036 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).