▼ 0.50% · 3.625%
HK$20,052
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$20,676
−HK$634/mo
Today · 4.125%
HK$21,310
baseline
▲ 0.50% · 4.625%
HK$22,606
+HK$1,296/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,620/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,308
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,906
−HK$607/mo
Today · 4.125%
HK$23,513
baseline
▲ 0.50% · 4.625%
HK$24,753
+HK$1,240/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,026/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$263,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,058
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,744
−HK$697/mo
Today · 4.125%
HK$23,441
baseline
▲ 0.50% · 4.625%
HK$24,867
+HK$1,426/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,882/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,539
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,197
−HK$668/mo
Today · 4.125%
HK$25,865
baseline
▲ 0.50% · 4.625%
HK$27,228
+HK$1,363/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,730/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$263,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,063
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,811
−HK$761/mo
Today · 4.125%
HK$25,572
baseline
▲ 0.50% · 4.625%
HK$27,128
+HK$1,556/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$51,144/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,770
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,488
−HK$728/mo
Today · 4.125%
HK$28,216
baseline
▲ 0.50% · 4.625%
HK$29,703
+HK$1,487/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$56,432/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$263,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,068
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,879
−HK$824/mo
Today · 4.125%
HK$27,703
baseline
▲ 0.50% · 4.625%
HK$29,388
+HK$1,685/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$55,406/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,000
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,778
−HK$789/mo
Today · 4.125%
HK$30,567
baseline
▲ 0.50% · 4.625%
HK$32,178
+HK$1,611/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$61,134/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,073
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,946
−HK$888/mo
Today · 4.125%
HK$29,834
baseline
▲ 0.50% · 4.625%
HK$31,649
+HK$1,815/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$59,668/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,231
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,069
−HK$850/mo
Today · 4.125%
HK$32,919
baseline
▲ 0.50% · 4.625%
HK$34,654
+HK$1,735/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$65,838/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,078
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,014
−HK$951/mo
Today · 4.125%
HK$31,965
baseline
▲ 0.50% · 4.625%
HK$33,910
+HK$1,945/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$63,930/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,462
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,359
−HK$911/mo
Today · 4.125%
HK$35,270
baseline
▲ 0.50% · 4.625%
HK$37,129
+HK$1,859/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$70,540/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,084
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,082
−HK$1,014/mo
Today · 4.125%
HK$34,096
baseline
▲ 0.50% · 4.625%
HK$36,170
+HK$2,074/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$68,192/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,693
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,650
−HK$971/mo
Today · 4.125%
HK$37,621
baseline
▲ 0.50% · 4.625%
HK$39,604
+HK$1,983/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$75,242/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,089
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,149
−HK$1,078/mo
Today · 4.125%
HK$36,227
baseline
▲ 0.50% · 4.625%
HK$38,431
+HK$2,204/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$72,454/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,924
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,941
−HK$1,031/mo
Today · 4.125%
HK$39,972
baseline
▲ 0.50% · 4.625%
HK$42,079
+HK$2,107/mo
Deposit HK$1.32M · loan HK$7.47M · min. income ≈ HK$79,944/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,094
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,217
−HK$1,141/mo
Today · 4.125%
HK$38,358
baseline
▲ 0.50% · 4.625%
HK$40,692
+HK$2,334/mo
Deposit HK$879K · loan HK$7.91M · min. income ≈ HK$76,716/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,154
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,231
−HK$1,093/mo
Today · 4.125%
HK$42,324
baseline
▲ 0.50% · 4.625%
HK$44,555
+HK$2,231/mo
Deposit HK$879K · loan HK$7.91M · min. income ≈ HK$84,648/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,817 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).