▼ 0.50% · 3.625%
HK$21,483
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,151
−HK$679/mo
Today · 4.125%
HK$22,830
baseline
▲ 0.50% · 4.625%
HK$24,219
+HK$1,389/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,660/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$312,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,899
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,540
−HK$650/mo
Today · 4.125%
HK$25,190
baseline
▲ 0.50% · 4.625%
HK$26,518
+HK$1,328/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,380/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$312,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,631
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,366
−HK$747/mo
Today · 4.125%
HK$25,113
baseline
▲ 0.50% · 4.625%
HK$26,641
+HK$1,528/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$50,226/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$312,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,289
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,994
−HK$715/mo
Today · 4.125%
HK$27,709
baseline
▲ 0.50% · 4.625%
HK$29,170
+HK$1,461/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$55,418/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$312,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,779
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,581
−HK$815/mo
Today · 4.125%
HK$27,396
baseline
▲ 0.50% · 4.625%
HK$29,063
+HK$1,667/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$54,792/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$312,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,679
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,448
−HK$781/mo
Today · 4.125%
HK$30,229
baseline
▲ 0.50% · 4.625%
HK$31,822
+HK$1,593/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$60,458/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$312,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,927
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,796
−HK$883/mo
Today · 4.125%
HK$29,679
baseline
▲ 0.50% · 4.625%
HK$31,485
+HK$1,806/mo
Deposit HK$3.30M · loan HK$6.12M · min. income ≈ HK$59,358/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$312,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,069
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,902
−HK$846/mo
Today · 4.125%
HK$32,748
baseline
▲ 0.50% · 4.625%
HK$34,474
+HK$1,726/mo
Deposit HK$3.30M · loan HK$6.12M · min. income ≈ HK$65,496/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$312,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,076
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,011
−HK$951/mo
Today · 4.125%
HK$31,962
baseline
▲ 0.50% · 4.625%
HK$33,907
+HK$1,945/mo
Deposit HK$2.83M · loan HK$6.59M · min. income ≈ HK$63,924/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$312,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,459
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,356
−HK$911/mo
Today · 4.125%
HK$35,267
baseline
▲ 0.50% · 4.625%
HK$37,126
+HK$1,859/mo
Deposit HK$2.83M · loan HK$6.59M · min. income ≈ HK$70,534/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$312,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,224
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,226
−HK$1,019/mo
Today · 4.125%
HK$34,245
baseline
▲ 0.50% · 4.625%
HK$36,328
+HK$2,083/mo
Deposit HK$2.36M · loan HK$7.07M · min. income ≈ HK$68,490/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$312,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,849
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,810
−HK$976/mo
Today · 4.125%
HK$37,786
baseline
▲ 0.50% · 4.625%
HK$39,777
+HK$1,991/mo
Deposit HK$2.36M · loan HK$7.07M · min. income ≈ HK$75,572/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$312,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,372
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,441
−HK$1,087/mo
Today · 4.125%
HK$36,528
baseline
▲ 0.50% · 4.625%
HK$38,750
+HK$2,222/mo
Deposit HK$1.88M · loan HK$7.54M · min. income ≈ HK$73,056/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$312,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,239
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,264
−HK$1,041/mo
Today · 4.125%
HK$40,305
baseline
▲ 0.50% · 4.625%
HK$42,429
+HK$2,124/mo
Deposit HK$1.88M · loan HK$7.54M · min. income ≈ HK$80,610/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$312,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,521
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,657
−HK$1,154/mo
Today · 4.125%
HK$38,811
baseline
▲ 0.50% · 4.625%
HK$41,172
+HK$2,361/mo
Deposit HK$1.41M · loan HK$8.01M · min. income ≈ HK$77,622/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$312,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,629
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,718
−HK$1,106/mo
Today · 4.125%
HK$42,824
baseline
▲ 0.50% · 4.625%
HK$45,081
+HK$2,257/mo
Deposit HK$1.41M · loan HK$8.01M · min. income ≈ HK$85,648/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$312,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,669
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,872
−HK$1,222/mo
Today · 4.125%
HK$41,094
baseline
▲ 0.50% · 4.625%
HK$43,594
+HK$2,500/mo
Deposit HK$942K · loan HK$8.48M · min. income ≈ HK$82,188/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$312,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,019
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,172
−HK$1,171/mo
Today · 4.125%
HK$45,343
baseline
▲ 0.50% · 4.625%
HK$47,733
+HK$2,390/mo
Deposit HK$942K · loan HK$8.48M · min. income ≈ HK$90,686/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$312,116 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).