▼ 0.50% · 3.625%
HK$19,662
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,274
−HK$621/mo
Today · 4.125%
HK$20,895
baseline
▲ 0.50% · 4.625%
HK$22,166
+HK$1,271/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$41,790/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,874
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,460
−HK$596/mo
Today · 4.125%
HK$23,056
baseline
▲ 0.50% · 4.625%
HK$24,271
+HK$1,215/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$46,112/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,628
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,301
−HK$684/mo
Today · 4.125%
HK$22,985
baseline
▲ 0.50% · 4.625%
HK$24,383
+HK$1,398/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$45,970/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,061
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,707
−HK$654/mo
Today · 4.125%
HK$25,361
baseline
▲ 0.50% · 4.625%
HK$26,698
+HK$1,337/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$50,722/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,594
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,328
−HK$746/mo
Today · 4.125%
HK$25,074
baseline
▲ 0.50% · 4.625%
HK$26,600
+HK$1,526/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$50,148/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,249
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,953
−HK$714/mo
Today · 4.125%
HK$27,667
baseline
▲ 0.50% · 4.625%
HK$29,125
+HK$1,458/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$55,334/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,561
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,356
−HK$808/mo
Today · 4.125%
HK$27,164
baseline
▲ 0.50% · 4.625%
HK$28,816
+HK$1,652/mo
Deposit HK$3.02M · loan HK$5.60M · min. income ≈ HK$54,328/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,436
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,199
−HK$773/mo
Today · 4.125%
HK$29,972
baseline
▲ 0.50% · 4.625%
HK$31,552
+HK$1,580/mo
Deposit HK$3.02M · loan HK$5.60M · min. income ≈ HK$59,944/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,527
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,383
−HK$870/mo
Today · 4.125%
HK$29,253
baseline
▲ 0.50% · 4.625%
HK$31,033
+HK$1,780/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$58,506/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,623
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,445
−HK$833/mo
Today · 4.125%
HK$32,278
baseline
▲ 0.50% · 4.625%
HK$33,979
+HK$1,701/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$64,556/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,493
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,410
−HK$933/mo
Today · 4.125%
HK$31,343
baseline
▲ 0.50% · 4.625%
HK$33,250
+HK$1,907/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$62,686/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,811
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,691
−HK$892/mo
Today · 4.125%
HK$34,583
baseline
▲ 0.50% · 4.625%
HK$36,406
+HK$1,823/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$69,166/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,459
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,438
−HK$994/mo
Today · 4.125%
HK$33,432
baseline
▲ 0.50% · 4.625%
HK$35,466
+HK$2,034/mo
Deposit HK$1.72M · loan HK$6.90M · min. income ≈ HK$66,864/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,998
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,937
−HK$952/mo
Today · 4.125%
HK$36,889
baseline
▲ 0.50% · 4.625%
HK$38,833
+HK$1,944/mo
Deposit HK$1.72M · loan HK$6.90M · min. income ≈ HK$73,778/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,425
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,465
−HK$1,057/mo
Today · 4.125%
HK$35,522
baseline
▲ 0.50% · 4.625%
HK$37,683
+HK$2,161/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$71,044/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,186
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,183
−HK$1,012/mo
Today · 4.125%
HK$39,195
baseline
▲ 0.50% · 4.625%
HK$41,261
+HK$2,066/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$78,390/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,392
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,493
−HK$1,118/mo
Today · 4.125%
HK$37,611
baseline
▲ 0.50% · 4.625%
HK$39,900
+HK$2,289/mo
Deposit HK$862K · loan HK$7.76M · min. income ≈ HK$75,222/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,373
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,429
−HK$1,071/mo
Today · 4.125%
HK$41,500
baseline
▲ 0.50% · 4.625%
HK$43,688
+HK$2,188/mo
Deposit HK$862K · loan HK$7.76M · min. income ≈ HK$83,000/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,682 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).