▼ 0.50% · 3.625%
HK$17,969
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$18,528
−HK$568/mo
Today · 4.125%
HK$19,096
baseline
▲ 0.50% · 4.625%
HK$20,257
+HK$1,161/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$38,192/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,990
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$20,526
−HK$544/mo
Today · 4.125%
HK$21,070
baseline
▲ 0.50% · 4.625%
HK$22,181
+HK$1,111/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$42,140/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,766
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,380
−HK$625/mo
Today · 4.125%
HK$21,005
baseline
▲ 0.50% · 4.625%
HK$22,283
+HK$1,278/mo
Deposit HK$3.55M · loan HK$4.33M · min. income ≈ HK$42,010/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$236,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,989
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$22,579
−HK$598/mo
Today · 4.125%
HK$23,177
baseline
▲ 0.50% · 4.625%
HK$24,399
+HK$1,222/mo
Deposit HK$3.55M · loan HK$4.33M · min. income ≈ HK$46,354/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$236,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,563
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,233
−HK$682/mo
Today · 4.125%
HK$22,915
baseline
▲ 0.50% · 4.625%
HK$24,309
+HK$1,394/mo
Deposit HK$3.15M · loan HK$4.73M · min. income ≈ HK$45,830/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,988
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,631
−HK$653/mo
Today · 4.125%
HK$25,284
baseline
▲ 0.50% · 4.625%
HK$26,617
+HK$1,333/mo
Deposit HK$3.15M · loan HK$4.73M · min. income ≈ HK$50,568/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,359
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,086
−HK$738/mo
Today · 4.125%
HK$24,824
baseline
▲ 0.50% · 4.625%
HK$26,335
+HK$1,511/mo
Deposit HK$2.76M · loan HK$5.12M · min. income ≈ HK$49,648/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$236,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,987
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,684
−HK$707/mo
Today · 4.125%
HK$27,391
baseline
▲ 0.50% · 4.625%
HK$28,835
+HK$1,444/mo
Deposit HK$2.76M · loan HK$5.12M · min. income ≈ HK$54,782/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$236,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,156
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,939
−HK$795/mo
Today · 4.125%
HK$26,734
baseline
▲ 0.50% · 4.625%
HK$28,360
+HK$1,626/mo
Deposit HK$2.36M · loan HK$5.52M · min. income ≈ HK$53,468/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,986
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,737
−HK$761/mo
Today · 4.125%
HK$29,498
baseline
▲ 0.50% · 4.625%
HK$31,053
+HK$1,555/mo
Deposit HK$2.36M · loan HK$5.52M · min. income ≈ HK$58,996/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,953
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,792
−HK$851/mo
Today · 4.125%
HK$28,643
baseline
▲ 0.50% · 4.625%
HK$30,386
+HK$1,743/mo
Deposit HK$1.97M · loan HK$5.91M · min. income ≈ HK$57,286/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,985
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,789
−HK$816/mo
Today · 4.125%
HK$31,605
baseline
▲ 0.50% · 4.625%
HK$33,271
+HK$1,666/mo
Deposit HK$1.97M · loan HK$5.91M · min. income ≈ HK$63,210/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,750
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,644
−HK$909/mo
Today · 4.125%
HK$30,553
baseline
▲ 0.50% · 4.625%
HK$32,412
+HK$1,859/mo
Deposit HK$1.58M · loan HK$6.30M · min. income ≈ HK$61,106/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,984
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,842
−HK$870/mo
Today · 4.125%
HK$33,712
baseline
▲ 0.50% · 4.625%
HK$35,489
+HK$1,777/mo
Deposit HK$1.58M · loan HK$6.30M · min. income ≈ HK$67,424/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,547
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,497
−HK$965/mo
Today · 4.125%
HK$32,462
baseline
▲ 0.50% · 4.625%
HK$34,438
+HK$1,976/mo
Deposit HK$1.18M · loan HK$6.70M · min. income ≈ HK$64,924/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,983
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,895
−HK$924/mo
Today · 4.125%
HK$35,819
baseline
▲ 0.50% · 4.625%
HK$37,707
+HK$1,888/mo
Deposit HK$1.18M · loan HK$6.70M · min. income ≈ HK$71,638/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,344
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,350
−HK$1,022/mo
Today · 4.125%
HK$34,372
baseline
▲ 0.50% · 4.625%
HK$36,463
+HK$2,091/mo
Deposit HK$788K · loan HK$7.09M · min. income ≈ HK$68,744/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,982
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,947
−HK$979/mo
Today · 4.125%
HK$37,926
baseline
▲ 0.50% · 4.625%
HK$39,925
+HK$1,999/mo
Deposit HK$788K · loan HK$7.09M · min. income ≈ HK$75,852/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,405 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).