▼ 0.50% · 3.625%
HK$19,385
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,988
−HK$612/mo
Today · 4.125%
HK$20,600
baseline
▲ 0.50% · 4.625%
HK$21,854
+HK$1,254/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,200/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,565
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,144
−HK$586/mo
Today · 4.125%
HK$22,730
baseline
▲ 0.50% · 4.625%
HK$23,928
+HK$1,198/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,460/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,323
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,986
−HK$674/mo
Today · 4.125%
HK$22,660
baseline
▲ 0.50% · 4.625%
HK$24,039
+HK$1,379/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$45,320/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,722
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,358
−HK$645/mo
Today · 4.125%
HK$25,003
baseline
▲ 0.50% · 4.625%
HK$26,321
+HK$1,318/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$50,006/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,261
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,985
−HK$735/mo
Today · 4.125%
HK$24,720
baseline
▲ 0.50% · 4.625%
HK$26,224
+HK$1,504/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$49,440/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,878
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,572
−HK$704/mo
Today · 4.125%
HK$27,276
baseline
▲ 0.50% · 4.625%
HK$28,714
+HK$1,438/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$54,552/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,200
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,984
−HK$796/mo
Today · 4.125%
HK$26,780
baseline
▲ 0.50% · 4.625%
HK$28,410
+HK$1,630/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$53,560/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,035
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,787
−HK$762/mo
Today · 4.125%
HK$29,549
baseline
▲ 0.50% · 4.625%
HK$31,107
+HK$1,558/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$59,098/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,138
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,983
−HK$857/mo
Today · 4.125%
HK$28,840
baseline
▲ 0.50% · 4.625%
HK$30,595
+HK$1,755/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$57,680/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,191
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$31,001
−HK$821/mo
Today · 4.125%
HK$31,822
baseline
▲ 0.50% · 4.625%
HK$33,500
+HK$1,678/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$63,644/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,077
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,981
−HK$919/mo
Today · 4.125%
HK$30,900
baseline
▲ 0.50% · 4.625%
HK$32,780
+HK$1,880/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$61,800/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,348
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,215
−HK$880/mo
Today · 4.125%
HK$34,095
baseline
▲ 0.50% · 4.625%
HK$35,893
+HK$1,798/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$68,190/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,015
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,980
−HK$980/mo
Today · 4.125%
HK$32,960
baseline
▲ 0.50% · 4.625%
HK$34,966
+HK$2,006/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$65,920/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,504
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,430
−HK$938/mo
Today · 4.125%
HK$36,368
baseline
▲ 0.50% · 4.625%
HK$38,285
+HK$1,917/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$72,736/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,954
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,979
−HK$1,041/mo
Today · 4.125%
HK$35,020
baseline
▲ 0.50% · 4.625%
HK$37,151
+HK$2,131/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$70,040/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,661
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,644
−HK$997/mo
Today · 4.125%
HK$38,641
baseline
▲ 0.50% · 4.625%
HK$40,678
+HK$2,037/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$77,282/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,892
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,978
−HK$1,102/mo
Today · 4.125%
HK$37,080
baseline
▲ 0.50% · 4.625%
HK$39,337
+HK$2,257/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$74,160/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,817
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,858
−HK$1,056/mo
Today · 4.125%
HK$40,914
baseline
▲ 0.50% · 4.625%
HK$43,071
+HK$2,157/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$81,828/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,032 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).