▼ 0.50% · 3.625%
HK$19,323
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,924
−HK$611/mo
Today · 4.125%
HK$20,535
baseline
▲ 0.50% · 4.625%
HK$21,784
+HK$1,249/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,070/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,496
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,073
−HK$585/mo
Today · 4.125%
HK$22,658
baseline
▲ 0.50% · 4.625%
HK$23,852
+HK$1,194/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,316/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,255
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,916
−HK$672/mo
Today · 4.125%
HK$22,588
baseline
▲ 0.50% · 4.625%
HK$23,962
+HK$1,374/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$45,176/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,646
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,280
−HK$644/mo
Today · 4.125%
HK$24,924
baseline
▲ 0.50% · 4.625%
HK$26,237
+HK$1,313/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$49,848/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,187
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,909
−HK$732/mo
Today · 4.125%
HK$24,641
baseline
▲ 0.50% · 4.625%
HK$26,141
+HK$1,500/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$49,282/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,796
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,488
−HK$701/mo
Today · 4.125%
HK$27,189
baseline
▲ 0.50% · 4.625%
HK$28,623
+HK$1,434/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$54,378/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,120
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,901
−HK$794/mo
Today · 4.125%
HK$26,695
baseline
▲ 0.50% · 4.625%
HK$28,319
+HK$1,624/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$53,390/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,945
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,695
−HK$760/mo
Today · 4.125%
HK$29,455
baseline
▲ 0.50% · 4.625%
HK$31,008
+HK$1,553/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$58,910/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,052
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,893
−HK$855/mo
Today · 4.125%
HK$28,748
baseline
▲ 0.50% · 4.625%
HK$30,498
+HK$1,750/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$57,496/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,095
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,902
−HK$819/mo
Today · 4.125%
HK$31,721
baseline
▲ 0.50% · 4.625%
HK$33,393
+HK$1,672/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$63,442/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,984
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,886
−HK$916/mo
Today · 4.125%
HK$30,802
baseline
▲ 0.50% · 4.625%
HK$32,676
+HK$1,874/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$61,604/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,245
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,109
−HK$878/mo
Today · 4.125%
HK$33,987
baseline
▲ 0.50% · 4.625%
HK$35,778
+HK$1,791/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$67,974/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,916
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,878
−HK$977/mo
Today · 4.125%
HK$32,855
baseline
▲ 0.50% · 4.625%
HK$34,854
+HK$1,999/mo
Deposit HK$1.69M · loan HK$6.78M · min. income ≈ HK$65,710/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,394
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,317
−HK$935/mo
Today · 4.125%
HK$36,252
baseline
▲ 0.50% · 4.625%
HK$38,163
+HK$1,911/mo
Deposit HK$1.69M · loan HK$6.78M · min. income ≈ HK$72,504/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,849
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,871
−HK$1,038/mo
Today · 4.125%
HK$34,909
baseline
▲ 0.50% · 4.625%
HK$37,033
+HK$2,124/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$69,818/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,544
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,524
−HK$994/mo
Today · 4.125%
HK$38,518
baseline
▲ 0.50% · 4.625%
HK$40,549
+HK$2,031/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$77,036/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,781
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,863
−HK$1,099/mo
Today · 4.125%
HK$36,962
baseline
▲ 0.50% · 4.625%
HK$39,211
+HK$2,249/mo
Deposit HK$847K · loan HK$7.63M · min. income ≈ HK$73,924/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,694
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,731
−HK$1,053/mo
Today · 4.125%
HK$40,784
baseline
▲ 0.50% · 4.625%
HK$42,934
+HK$2,150/mo
Deposit HK$847K · loan HK$7.63M · min. income ≈ HK$81,568/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,219 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).