▼ 0.50% · 3.625%
HK$19,075
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$19,669
−HK$602/mo
Today · 4.125%
HK$20,271
baseline
▲ 0.50% · 4.625%
HK$21,505
+HK$1,234/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,542/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,221
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,790
−HK$577/mo
Today · 4.125%
HK$22,367
baseline
▲ 0.50% · 4.625%
HK$23,546
+HK$1,179/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,734/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,983
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,635
−HK$664/mo
Today · 4.125%
HK$22,299
baseline
▲ 0.50% · 4.625%
HK$23,655
+HK$1,356/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$44,598/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$250,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,343
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,969
−HK$635/mo
Today · 4.125%
HK$24,604
baseline
▲ 0.50% · 4.625%
HK$25,901
+HK$1,297/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$49,208/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$250,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,890
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,602
−HK$724/mo
Today · 4.125%
HK$24,326
baseline
▲ 0.50% · 4.625%
HK$25,806
+HK$1,480/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$48,652/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$250,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,465
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,148
−HK$693/mo
Today · 4.125%
HK$26,841
baseline
▲ 0.50% · 4.625%
HK$28,256
+HK$1,415/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$53,682/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$250,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,798
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,569
−HK$784/mo
Today · 4.125%
HK$26,353
baseline
▲ 0.50% · 4.625%
HK$27,956
+HK$1,603/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$52,706/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,587
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,327
−HK$751/mo
Today · 4.125%
HK$29,078
baseline
▲ 0.50% · 4.625%
HK$30,610
+HK$1,532/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$58,156/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,705
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,536
−HK$844/mo
Today · 4.125%
HK$28,380
baseline
▲ 0.50% · 4.625%
HK$30,107
+HK$1,727/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$56,760/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,709
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,506
−HK$808/mo
Today · 4.125%
HK$31,314
baseline
▲ 0.50% · 4.625%
HK$32,965
+HK$1,651/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$62,628/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,613
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$29,503
−HK$904/mo
Today · 4.125%
HK$30,407
baseline
▲ 0.50% · 4.625%
HK$32,257
+HK$1,850/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$60,814/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,831
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,685
−HK$866/mo
Today · 4.125%
HK$33,551
baseline
▲ 0.50% · 4.625%
HK$35,320
+HK$1,769/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$67,102/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,520
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,470
−HK$964/mo
Today · 4.125%
HK$32,434
baseline
▲ 0.50% · 4.625%
HK$34,408
+HK$1,974/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$64,868/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,954
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,864
−HK$924/mo
Today · 4.125%
HK$35,788
baseline
▲ 0.50% · 4.625%
HK$37,674
+HK$1,886/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$71,576/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,428
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,437
−HK$1,024/mo
Today · 4.125%
HK$34,461
baseline
▲ 0.50% · 4.625%
HK$36,558
+HK$2,097/mo
Deposit HK$1.25M · loan HK$7.11M · min. income ≈ HK$68,922/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$250,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,076
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,043
−HK$982/mo
Today · 4.125%
HK$38,025
baseline
▲ 0.50% · 4.625%
HK$40,029
+HK$2,004/mo
Deposit HK$1.25M · loan HK$7.11M · min. income ≈ HK$76,050/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$250,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,335
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,403
−HK$1,085/mo
Today · 4.125%
HK$36,488
baseline
▲ 0.50% · 4.625%
HK$38,709
+HK$2,221/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$72,976/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,198
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,222
−HK$1,039/mo
Today · 4.125%
HK$40,261
baseline
▲ 0.50% · 4.625%
HK$42,384
+HK$2,123/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$80,522/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,962 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).