▼ 0.50% · 3.625%
HK$19,358
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$19,961
−HK$611/mo
Today · 4.125%
HK$20,572
baseline
▲ 0.50% · 4.625%
HK$21,824
+HK$1,252/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,144/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,536
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,114
−HK$586/mo
Today · 4.125%
HK$22,700
baseline
▲ 0.50% · 4.625%
HK$23,896
+HK$1,196/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,400/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,294
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,957
−HK$673/mo
Today · 4.125%
HK$22,630
baseline
▲ 0.50% · 4.625%
HK$24,007
+HK$1,377/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$45,260/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$254,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,690
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,325
−HK$645/mo
Today · 4.125%
HK$24,970
baseline
▲ 0.50% · 4.625%
HK$26,286
+HK$1,316/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$49,940/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$254,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,230
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$23,953
−HK$734/mo
Today · 4.125%
HK$24,687
baseline
▲ 0.50% · 4.625%
HK$26,189
+HK$1,502/mo
Deposit HK$3.40M · loan HK$5.09M · min. income ≈ HK$49,374/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,843
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$26,536
−HK$704/mo
Today · 4.125%
HK$27,240
baseline
▲ 0.50% · 4.625%
HK$28,675
+HK$1,435/mo
Deposit HK$3.40M · loan HK$5.09M · min. income ≈ HK$54,480/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,166
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,949
−HK$795/mo
Today · 4.125%
HK$26,744
baseline
▲ 0.50% · 4.625%
HK$28,371
+HK$1,627/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$53,488/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$254,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,997
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,748
−HK$761/mo
Today · 4.125%
HK$29,509
baseline
▲ 0.50% · 4.625%
HK$31,065
+HK$1,556/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$59,018/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$254,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,102
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,945
−HK$856/mo
Today · 4.125%
HK$28,801
baseline
▲ 0.50% · 4.625%
HK$30,554
+HK$1,753/mo
Deposit HK$2.55M · loan HK$5.94M · min. income ≈ HK$57,602/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,151
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,959
−HK$820/mo
Today · 4.125%
HK$31,779
baseline
▲ 0.50% · 4.625%
HK$33,455
+HK$1,676/mo
Deposit HK$2.55M · loan HK$5.94M · min. income ≈ HK$63,558/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,038
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,941
−HK$918/mo
Today · 4.125%
HK$30,859
baseline
▲ 0.50% · 4.625%
HK$32,736
+HK$1,877/mo
Deposit HK$2.12M · loan HK$6.37M · min. income ≈ HK$61,718/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,304
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,171
−HK$878/mo
Today · 4.125%
HK$34,049
baseline
▲ 0.50% · 4.625%
HK$35,844
+HK$1,795/mo
Deposit HK$2.12M · loan HK$6.37M · min. income ≈ HK$68,098/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,974
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,937
−HK$979/mo
Today · 4.125%
HK$32,916
baseline
▲ 0.50% · 4.625%
HK$34,919
+HK$2,003/mo
Deposit HK$1.70M · loan HK$6.79M · min. income ≈ HK$65,832/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,458
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,382
−HK$937/mo
Today · 4.125%
HK$36,319
baseline
▲ 0.50% · 4.625%
HK$38,234
+HK$1,915/mo
Deposit HK$1.70M · loan HK$6.79M · min. income ≈ HK$72,638/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,909
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,933
−HK$1,040/mo
Today · 4.125%
HK$34,973
baseline
▲ 0.50% · 4.625%
HK$37,101
+HK$2,128/mo
Deposit HK$1.27M · loan HK$7.22M · min. income ≈ HK$69,946/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,611
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,593
−HK$996/mo
Today · 4.125%
HK$38,589
baseline
▲ 0.50% · 4.625%
HK$40,623
+HK$2,034/mo
Deposit HK$1.27M · loan HK$7.22M · min. income ≈ HK$77,178/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,845
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,929
−HK$1,101/mo
Today · 4.125%
HK$37,030
baseline
▲ 0.50% · 4.625%
HK$39,284
+HK$2,254/mo
Deposit HK$849K · loan HK$7.64M · min. income ≈ HK$74,060/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,765
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,805
−HK$1,054/mo
Today · 4.125%
HK$40,859
baseline
▲ 0.50% · 4.625%
HK$43,013
+HK$2,154/mo
Deposit HK$849K · loan HK$7.64M · min. income ≈ HK$81,718/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,688 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).