▼ 0.50% · 3.625%
HK$19,754
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,368
−HK$624/mo
Today · 4.125%
HK$20,992
baseline
▲ 0.50% · 4.625%
HK$22,270
+HK$1,278/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$41,984/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,976
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,565
−HK$598/mo
Today · 4.125%
HK$23,163
baseline
▲ 0.50% · 4.625%
HK$24,384
+HK$1,221/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,326/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,729
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,405
−HK$686/mo
Today · 4.125%
HK$23,091
baseline
▲ 0.50% · 4.625%
HK$24,497
+HK$1,406/mo
Deposit HK$3.90M · loan HK$4.76M · min. income ≈ HK$46,182/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,173
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,821
−HK$658/mo
Today · 4.125%
HK$25,479
baseline
▲ 0.50% · 4.625%
HK$26,822
+HK$1,343/mo
Deposit HK$3.90M · loan HK$4.76M · min. income ≈ HK$50,958/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,704
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,442
−HK$749/mo
Today · 4.125%
HK$25,191
baseline
▲ 0.50% · 4.625%
HK$26,723
+HK$1,532/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$50,382/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$259,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,371
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,078
−HK$717/mo
Today · 4.125%
HK$27,795
baseline
▲ 0.50% · 4.625%
HK$29,261
+HK$1,466/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$55,590/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$259,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,680
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,478
−HK$812/mo
Today · 4.125%
HK$27,290
baseline
▲ 0.50% · 4.625%
HK$28,950
+HK$1,660/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$54,580/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,568
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,334
−HK$778/mo
Today · 4.125%
HK$30,112
baseline
▲ 0.50% · 4.625%
HK$31,699
+HK$1,587/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$60,224/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,655
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,515
−HK$874/mo
Today · 4.125%
HK$29,389
baseline
▲ 0.50% · 4.625%
HK$31,177
+HK$1,788/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$58,778/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,766
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,591
−HK$837/mo
Today · 4.125%
HK$32,428
baseline
▲ 0.50% · 4.625%
HK$34,137
+HK$1,709/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$64,856/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,630
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,552
−HK$936/mo
Today · 4.125%
HK$31,488
baseline
▲ 0.50% · 4.625%
HK$33,404
+HK$1,916/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$62,976/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$259,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,963
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,847
−HK$897/mo
Today · 4.125%
HK$34,744
baseline
▲ 0.50% · 4.625%
HK$36,576
+HK$1,832/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$69,488/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$259,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,606
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,589
−HK$999/mo
Today · 4.125%
HK$33,588
baseline
▲ 0.50% · 4.625%
HK$35,631
+HK$2,043/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$67,176/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,161
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,104
−HK$957/mo
Today · 4.125%
HK$37,061
baseline
▲ 0.50% · 4.625%
HK$39,014
+HK$1,953/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$74,122/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,581
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,626
−HK$1,061/mo
Today · 4.125%
HK$35,687
baseline
▲ 0.50% · 4.625%
HK$37,858
+HK$2,171/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$71,374/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,359
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,360
−HK$1,017/mo
Today · 4.125%
HK$39,377
baseline
▲ 0.50% · 4.625%
HK$41,452
+HK$2,075/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$78,754/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,556
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,662
−HK$1,124/mo
Today · 4.125%
HK$37,786
baseline
▲ 0.50% · 4.625%
HK$40,085
+HK$2,299/mo
Deposit HK$866K · loan HK$7.80M · min. income ≈ HK$75,572/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,556
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,617
−HK$1,076/mo
Today · 4.125%
HK$41,693
baseline
▲ 0.50% · 4.625%
HK$43,891
+HK$2,198/mo
Deposit HK$866K · loan HK$7.80M · min. income ≈ HK$83,386/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,886 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).