▼ 0.50% · 3.625%
HK$22,447
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,146
−HK$709/mo
Today · 4.125%
HK$23,855
baseline
▲ 0.50% · 4.625%
HK$25,307
+HK$1,452/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,710/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,973
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,642
−HK$680/mo
Today · 4.125%
HK$26,322
baseline
▲ 0.50% · 4.625%
HK$27,709
+HK$1,387/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,644/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,692
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,460
−HK$781/mo
Today · 4.125%
HK$26,241
baseline
▲ 0.50% · 4.625%
HK$27,837
+HK$1,596/mo
Deposit HK$4.43M · loan HK$5.41M · min. income ≈ HK$52,482/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$354,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,470
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,207
−HK$747/mo
Today · 4.125%
HK$28,954
baseline
▲ 0.50% · 4.625%
HK$30,480
+HK$1,526/mo
Deposit HK$4.43M · loan HK$5.41M · min. income ≈ HK$57,908/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$354,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,937
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,775
−HK$851/mo
Today · 4.125%
HK$28,626
baseline
▲ 0.50% · 4.625%
HK$30,368
+HK$1,742/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,252/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,967
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,771
−HK$815/mo
Today · 4.125%
HK$31,586
baseline
▲ 0.50% · 4.625%
HK$33,251
+HK$1,665/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,172/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,182
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,089
−HK$923/mo
Today · 4.125%
HK$31,012
baseline
▲ 0.50% · 4.625%
HK$32,899
+HK$1,887/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$62,024/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,464
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,335
−HK$883/mo
Today · 4.125%
HK$34,218
baseline
▲ 0.50% · 4.625%
HK$36,022
+HK$1,804/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$68,436/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,426
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,404
−HK$993/mo
Today · 4.125%
HK$33,397
baseline
▲ 0.50% · 4.625%
HK$35,429
+HK$2,032/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,794/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,962
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,899
−HK$951/mo
Today · 4.125%
HK$36,850
baseline
▲ 0.50% · 4.625%
HK$38,793
+HK$1,943/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,700/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,671
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,719
−HK$1,064/mo
Today · 4.125%
HK$35,783
baseline
▲ 0.50% · 4.625%
HK$37,960
+HK$2,177/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$71,566/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,459
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,463
−HK$1,020/mo
Today · 4.125%
HK$39,483
baseline
▲ 0.50% · 4.625%
HK$41,564
+HK$2,081/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$78,966/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,916
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,033
−HK$1,135/mo
Today · 4.125%
HK$38,168
baseline
▲ 0.50% · 4.625%
HK$40,491
+HK$2,323/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$76,336/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,956
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,028
−HK$1,087/mo
Today · 4.125%
HK$42,115
baseline
▲ 0.50% · 4.625%
HK$44,335
+HK$2,220/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$84,230/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,161
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,348
−HK$1,206/mo
Today · 4.125%
HK$40,554
baseline
▲ 0.50% · 4.625%
HK$43,021
+HK$2,467/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$81,108/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,453
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,592
−HK$1,155/mo
Today · 4.125%
HK$44,747
baseline
▲ 0.50% · 4.625%
HK$47,106
+HK$2,359/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$89,494/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,405
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,662
−HK$1,277/mo
Today · 4.125%
HK$42,939
baseline
▲ 0.50% · 4.625%
HK$45,552
+HK$2,613/mo
Deposit HK$984K · loan HK$8.86M · min. income ≈ HK$85,878/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,951
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,156
−HK$1,223/mo
Today · 4.125%
HK$47,379
baseline
▲ 0.50% · 4.625%
HK$49,877
+HK$2,498/mo
Deposit HK$984K · loan HK$8.86M · min. income ≈ HK$94,758/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,426 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).