▼ 0.50% · 3.625%
HK$19,984
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,606
−HK$632/mo
Today · 4.125%
HK$21,238
baseline
▲ 0.50% · 4.625%
HK$22,530
+HK$1,292/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,476/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,232
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,829
−HK$604/mo
Today · 4.125%
HK$23,433
baseline
▲ 0.50% · 4.625%
HK$24,669
+HK$1,236/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,866/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,983
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,667
−HK$694/mo
Today · 4.125%
HK$23,361
baseline
▲ 0.50% · 4.625%
HK$24,783
+HK$1,422/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$46,722/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$262,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,456
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,111
−HK$666/mo
Today · 4.125%
HK$25,777
baseline
▲ 0.50% · 4.625%
HK$27,136
+HK$1,359/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$51,554/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$262,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,981
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$24,727
−HK$758/mo
Today · 4.125%
HK$25,485
baseline
▲ 0.50% · 4.625%
HK$27,036
+HK$1,551/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$50,970/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,679
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,394
−HK$726/mo
Today · 4.125%
HK$28,120
baseline
▲ 0.50% · 4.625%
HK$29,602
+HK$1,482/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$56,240/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,980
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,788
−HK$821/mo
Today · 4.125%
HK$27,609
baseline
▲ 0.50% · 4.625%
HK$29,289
+HK$1,680/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$55,218/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,902
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,677
−HK$787/mo
Today · 4.125%
HK$30,464
baseline
▲ 0.50% · 4.625%
HK$32,069
+HK$1,605/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$60,928/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,978
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,848
−HK$885/mo
Today · 4.125%
HK$29,733
baseline
▲ 0.50% · 4.625%
HK$31,542
+HK$1,809/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$59,466/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,125
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,960
−HK$847/mo
Today · 4.125%
HK$32,807
baseline
▲ 0.50% · 4.625%
HK$34,536
+HK$1,729/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$65,614/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,976
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,909
−HK$947/mo
Today · 4.125%
HK$31,856
baseline
▲ 0.50% · 4.625%
HK$33,795
+HK$1,939/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$63,712/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,349
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,243
−HK$907/mo
Today · 4.125%
HK$35,150
baseline
▲ 0.50% · 4.625%
HK$37,003
+HK$1,853/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$70,300/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,975
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,970
−HK$1,010/mo
Today · 4.125%
HK$33,980
baseline
▲ 0.50% · 4.625%
HK$36,048
+HK$2,068/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$67,960/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$262,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,572
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,526
−HK$968/mo
Today · 4.125%
HK$37,494
baseline
▲ 0.50% · 4.625%
HK$39,470
+HK$1,976/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$74,988/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$262,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,973
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,030
−HK$1,074/mo
Today · 4.125%
HK$36,104
baseline
▲ 0.50% · 4.625%
HK$38,301
+HK$2,197/mo
Deposit HK$1.31M · loan HK$7.45M · min. income ≈ HK$72,208/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,795
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,809
−HK$1,028/mo
Today · 4.125%
HK$39,837
baseline
▲ 0.50% · 4.625%
HK$41,937
+HK$2,100/mo
Deposit HK$1.31M · loan HK$7.45M · min. income ≈ HK$79,674/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,972
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,091
−HK$1,137/mo
Today · 4.125%
HK$38,228
baseline
▲ 0.50% · 4.625%
HK$40,554
+HK$2,326/mo
Deposit HK$876K · loan HK$7.89M · min. income ≈ HK$76,456/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,018
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,091
−HK$1,089/mo
Today · 4.125%
HK$42,180
baseline
▲ 0.50% · 4.625%
HK$44,404
+HK$2,224/mo
Deposit HK$876K · loan HK$7.89M · min. income ≈ HK$84,360/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,922 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).