▼ 0.50% · 3.625%
HK$19,976
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,598
−HK$631/mo
Today · 4.125%
HK$21,229
baseline
▲ 0.50% · 4.625%
HK$22,521
+HK$1,292/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,458/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,224
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,820
−HK$604/mo
Today · 4.125%
HK$23,424
baseline
▲ 0.50% · 4.625%
HK$24,659
+HK$1,235/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,848/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,974
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,658
−HK$694/mo
Today · 4.125%
HK$23,352
baseline
▲ 0.50% · 4.625%
HK$24,773
+HK$1,421/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$46,704/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$262,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,446
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,102
−HK$665/mo
Today · 4.125%
HK$25,767
baseline
▲ 0.50% · 4.625%
HK$27,125
+HK$1,358/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$51,534/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$262,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,972
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,717
−HK$758/mo
Today · 4.125%
HK$25,475
baseline
▲ 0.50% · 4.625%
HK$27,025
+HK$1,550/mo
Deposit HK$3.50M · loan HK$5.26M · min. income ≈ HK$50,950/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,668
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,384
−HK$725/mo
Today · 4.125%
HK$28,109
baseline
▲ 0.50% · 4.625%
HK$29,591
+HK$1,482/mo
Deposit HK$3.50M · loan HK$5.26M · min. income ≈ HK$56,218/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,969
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,777
−HK$821/mo
Today · 4.125%
HK$27,598
baseline
▲ 0.50% · 4.625%
HK$29,277
+HK$1,679/mo
Deposit HK$3.07M · loan HK$5.69M · min. income ≈ HK$55,196/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,891
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,666
−HK$786/mo
Today · 4.125%
HK$30,452
baseline
▲ 0.50% · 4.625%
HK$32,057
+HK$1,605/mo
Deposit HK$3.07M · loan HK$5.69M · min. income ≈ HK$60,904/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,967
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,837
−HK$884/mo
Today · 4.125%
HK$29,721
baseline
▲ 0.50% · 4.625%
HK$31,529
+HK$1,808/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$59,442/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,113
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,948
−HK$846/mo
Today · 4.125%
HK$32,794
baseline
▲ 0.50% · 4.625%
HK$34,523
+HK$1,729/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$65,588/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,965
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,897
−HK$947/mo
Today · 4.125%
HK$31,844
baseline
▲ 0.50% · 4.625%
HK$33,781
+HK$1,937/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$63,688/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,335
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,229
−HK$907/mo
Today · 4.125%
HK$35,136
baseline
▲ 0.50% · 4.625%
HK$36,989
+HK$1,853/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$70,272/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,962
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,957
−HK$1,010/mo
Today · 4.125%
HK$33,967
baseline
▲ 0.50% · 4.625%
HK$36,033
+HK$2,066/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$67,934/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,558
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,511
−HK$968/mo
Today · 4.125%
HK$37,479
baseline
▲ 0.50% · 4.625%
HK$39,454
+HK$1,975/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$74,958/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,960
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,016
−HK$1,074/mo
Today · 4.125%
HK$36,090
baseline
▲ 0.50% · 4.625%
HK$38,286
+HK$2,196/mo
Deposit HK$1.31M · loan HK$7.45M · min. income ≈ HK$72,180/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,780
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,793
−HK$1,028/mo
Today · 4.125%
HK$39,821
baseline
▲ 0.50% · 4.625%
HK$41,920
+HK$2,099/mo
Deposit HK$1.31M · loan HK$7.45M · min. income ≈ HK$79,642/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,958
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,076
−HK$1,137/mo
Today · 4.125%
HK$38,213
baseline
▲ 0.50% · 4.625%
HK$40,538
+HK$2,325/mo
Deposit HK$876K · loan HK$7.88M · min. income ≈ HK$76,426/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,003
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,075
−HK$1,089/mo
Today · 4.125%
HK$42,164
baseline
▲ 0.50% · 4.625%
HK$44,386
+HK$2,222/mo
Deposit HK$876K · loan HK$7.88M · min. income ≈ HK$84,328/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,819 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).