▼ 0.50% · 3.625%
HK$22,785
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,494
−HK$720/mo
Today · 4.125%
HK$24,214
baseline
▲ 0.50% · 4.625%
HK$25,688
+HK$1,474/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$48,428/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,349
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,028
−HK$690/mo
Today · 4.125%
HK$26,718
baseline
▲ 0.50% · 4.625%
HK$28,126
+HK$1,408/mo
Deposit HK$5.00M · loan HK$5.00M · min. income ≈ HK$53,436/mo (50% DSR)
Upfront cash ≈ HK$5.37M (deposit + AVD stamp duty HK$369,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,064
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,844
−HK$792/mo
Today · 4.125%
HK$26,636
baseline
▲ 0.50% · 4.625%
HK$28,256
+HK$1,620/mo
Deposit HK$4.50M · loan HK$5.50M · min. income ≈ HK$53,272/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$369,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,883
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,631
−HK$759/mo
Today · 4.125%
HK$29,390
baseline
▲ 0.50% · 4.625%
HK$30,939
+HK$1,549/mo
Deposit HK$4.50M · loan HK$5.50M · min. income ≈ HK$58,780/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$369,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,343
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,193
−HK$864/mo
Today · 4.125%
HK$29,057
baseline
▲ 0.50% · 4.625%
HK$30,825
+HK$1,768/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$58,114/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,418
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,234
−HK$828/mo
Today · 4.125%
HK$32,062
baseline
▲ 0.50% · 4.625%
HK$33,752
+HK$1,690/mo
Deposit HK$4.00M · loan HK$6.00M · min. income ≈ HK$64,124/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$369,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,621
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,542
−HK$937/mo
Today · 4.125%
HK$31,479
baseline
▲ 0.50% · 4.625%
HK$33,394
+HK$1,915/mo
Deposit HK$3.50M · loan HK$6.50M · min. income ≈ HK$62,958/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$369,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,953
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,837
−HK$896/mo
Today · 4.125%
HK$34,733
baseline
▲ 0.50% · 4.625%
HK$36,564
+HK$1,831/mo
Deposit HK$3.50M · loan HK$6.50M · min. income ≈ HK$69,466/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$369,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,900
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,892
−HK$1,008/mo
Today · 4.125%
HK$33,900
baseline
▲ 0.50% · 4.625%
HK$35,963
+HK$2,063/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$67,800/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,488
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,440
−HK$965/mo
Today · 4.125%
HK$37,405
baseline
▲ 0.50% · 4.625%
HK$39,377
+HK$1,972/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$74,810/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$369,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,178
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,241
−HK$1,080/mo
Today · 4.125%
HK$36,321
baseline
▲ 0.50% · 4.625%
HK$38,531
+HK$2,210/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,642/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$369,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,023
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,043
−HK$1,034/mo
Today · 4.125%
HK$40,077
baseline
▲ 0.50% · 4.625%
HK$42,190
+HK$2,113/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,154/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$369,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,457
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,591
−HK$1,152/mo
Today · 4.125%
HK$38,743
baseline
▲ 0.50% · 4.625%
HK$41,100
+HK$2,357/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$77,486/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$369,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,558
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,645
−HK$1,104/mo
Today · 4.125%
HK$42,749
baseline
▲ 0.50% · 4.625%
HK$45,002
+HK$2,253/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$85,498/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$369,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,735
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$39,940
−HK$1,224/mo
Today · 4.125%
HK$41,164
baseline
▲ 0.50% · 4.625%
HK$43,669
+HK$2,505/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$82,328/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$369,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,093
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$44,248
−HK$1,173/mo
Today · 4.125%
HK$45,421
baseline
▲ 0.50% · 4.625%
HK$47,815
+HK$2,394/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$90,842/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$369,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,014
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,290
−HK$1,296/mo
Today · 4.125%
HK$43,586
baseline
▲ 0.50% · 4.625%
HK$46,238
+HK$2,652/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$87,172/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,627
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,851
−HK$1,242/mo
Today · 4.125%
HK$48,093
baseline
▲ 0.50% · 4.625%
HK$50,628
+HK$2,535/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$96,186/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,249 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).