▼ 0.50% · 3.625%
HK$22,340
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,035
−HK$706/mo
Today · 4.125%
HK$23,741
baseline
▲ 0.50% · 4.625%
HK$25,185
+HK$1,444/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$47,482/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,853
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,519
−HK$676/mo
Today · 4.125%
HK$26,195
baseline
▲ 0.50% · 4.625%
HK$27,576
+HK$1,381/mo
Deposit HK$4.90M · loan HK$4.90M · min. income ≈ HK$52,390/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$349,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,574
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,338
−HK$777/mo
Today · 4.125%
HK$26,115
baseline
▲ 0.50% · 4.625%
HK$27,704
+HK$1,589/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$52,230/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,338
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,071
−HK$744/mo
Today · 4.125%
HK$28,815
baseline
▲ 0.50% · 4.625%
HK$30,334
+HK$1,519/mo
Deposit HK$4.41M · loan HK$5.39M · min. income ≈ HK$57,630/mo (50% DSR)
Upfront cash ≈ HK$4.76M (deposit + AVD stamp duty HK$349,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,808
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,642
−HK$847/mo
Today · 4.125%
HK$28,489
baseline
▲ 0.50% · 4.625%
HK$30,222
+HK$1,733/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$56,978/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,823
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,623
−HK$812/mo
Today · 4.125%
HK$31,435
baseline
▲ 0.50% · 4.625%
HK$33,092
+HK$1,657/mo
Deposit HK$3.92M · loan HK$5.88M · min. income ≈ HK$62,870/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$349,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,042
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,945
−HK$918/mo
Today · 4.125%
HK$30,863
baseline
▲ 0.50% · 4.625%
HK$32,741
+HK$1,878/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$61,726/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,309
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,175
−HK$879/mo
Today · 4.125%
HK$34,054
baseline
▲ 0.50% · 4.625%
HK$35,849
+HK$1,795/mo
Deposit HK$3.43M · loan HK$6.37M · min. income ≈ HK$68,108/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$349,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,276
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,249
−HK$988/mo
Today · 4.125%
HK$33,237
baseline
▲ 0.50% · 4.625%
HK$35,259
+HK$2,022/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$66,474/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,794
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,727
−HK$947/mo
Today · 4.125%
HK$36,674
baseline
▲ 0.50% · 4.625%
HK$38,607
+HK$1,933/mo
Deposit HK$2.94M · loan HK$6.86M · min. income ≈ HK$73,348/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$349,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,510
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,552
−HK$1,059/mo
Today · 4.125%
HK$35,611
baseline
▲ 0.50% · 4.625%
HK$37,778
+HK$2,167/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$71,222/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,279
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,279
−HK$1,014/mo
Today · 4.125%
HK$39,293
baseline
▲ 0.50% · 4.625%
HK$41,364
+HK$2,071/mo
Deposit HK$2.45M · loan HK$7.35M · min. income ≈ HK$78,586/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$349,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,744
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,855
−HK$1,130/mo
Today · 4.125%
HK$37,985
baseline
▲ 0.50% · 4.625%
HK$40,296
+HK$2,311/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$75,970/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,764
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,831
−HK$1,082/mo
Today · 4.125%
HK$41,913
baseline
▲ 0.50% · 4.625%
HK$44,122
+HK$2,209/mo
Deposit HK$1.96M · loan HK$7.84M · min. income ≈ HK$83,826/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$349,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,978
−HK$2,381/mo
▼ 0.25% · 3.875%
HK$39,159
−HK$1,200/mo
Today · 4.125%
HK$40,359
baseline
▲ 0.50% · 4.625%
HK$42,815
+HK$2,456/mo
Deposit HK$1.47M · loan HK$8.33M · min. income ≈ HK$80,718/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,250
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$43,383
−HK$1,149/mo
Today · 4.125%
HK$44,532
baseline
▲ 0.50% · 4.625%
HK$46,880
+HK$2,348/mo
Deposit HK$1.47M · loan HK$8.33M · min. income ≈ HK$89,064/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$349,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,212
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,462
−HK$1,271/mo
Today · 4.125%
HK$42,733
baseline
▲ 0.50% · 4.625%
HK$45,333
+HK$2,600/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$85,466/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,735
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,935
−HK$1,217/mo
Today · 4.125%
HK$47,152
baseline
▲ 0.50% · 4.625%
HK$49,637
+HK$2,485/mo
Deposit HK$980K · loan HK$8.82M · min. income ≈ HK$94,304/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$349,705 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).