▼ 0.50% · 3.625%
HK$3,727
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,843
−HK$118/mo
Today · 4.125%
HK$3,961
baseline
▲ 0.50% · 4.625%
HK$4,202
+HK$241/mo
Deposit HK$817K · loan HK$817K · min. income ≈ HK$7,922/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,146
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,257
−HK$113/mo
Today · 4.125%
HK$4,370
baseline
▲ 0.50% · 4.625%
HK$4,600
+HK$230/mo
Deposit HK$817K · loan HK$817K · min. income ≈ HK$8,740/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,100
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,227
−HK$130/mo
Today · 4.125%
HK$4,357
baseline
▲ 0.50% · 4.625%
HK$4,622
+HK$265/mo
Deposit HK$735K · loan HK$899K · min. income ≈ HK$8,714/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,561
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,683
−HK$124/mo
Today · 4.125%
HK$4,807
baseline
▲ 0.50% · 4.625%
HK$5,060
+HK$253/mo
Deposit HK$735K · loan HK$899K · min. income ≈ HK$9,614/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,472
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,611
−HK$142/mo
Today · 4.125%
HK$4,753
baseline
▲ 0.50% · 4.625%
HK$5,042
+HK$289/mo
Deposit HK$654K · loan HK$981K · min. income ≈ HK$9,506/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,975
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,109
−HK$135/mo
Today · 4.125%
HK$5,244
baseline
▲ 0.50% · 4.625%
HK$5,520
+HK$276/mo
Deposit HK$654K · loan HK$981K · min. income ≈ HK$10,488/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,845
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,996
−HK$153/mo
Today · 4.125%
HK$5,149
baseline
▲ 0.50% · 4.625%
HK$5,462
+HK$313/mo
Deposit HK$572K · loan HK$1.06M · min. income ≈ HK$10,298/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,390
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,534
−HK$147/mo
Today · 4.125%
HK$5,681
baseline
▲ 0.50% · 4.625%
HK$5,981
+HK$300/mo
Deposit HK$572K · loan HK$1.06M · min. income ≈ HK$11,362/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,218
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,380
−HK$165/mo
Today · 4.125%
HK$5,545
baseline
▲ 0.50% · 4.625%
HK$5,882
+HK$337/mo
Deposit HK$490K · loan HK$1.14M · min. income ≈ HK$11,090/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,804
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,960
−HK$158/mo
Today · 4.125%
HK$6,118
baseline
▲ 0.50% · 4.625%
HK$6,441
+HK$323/mo
Deposit HK$490K · loan HK$1.14M · min. income ≈ HK$12,236/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,590
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,764
−HK$177/mo
Today · 4.125%
HK$5,941
baseline
▲ 0.50% · 4.625%
HK$6,302
+HK$361/mo
Deposit HK$409K · loan HK$1.23M · min. income ≈ HK$11,882/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,219
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,386
−HK$169/mo
Today · 4.125%
HK$6,555
baseline
▲ 0.50% · 4.625%
HK$6,901
+HK$346/mo
Deposit HK$409K · loan HK$1.23M · min. income ≈ HK$13,110/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,963
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,148
−HK$189/mo
Today · 4.125%
HK$6,337
baseline
▲ 0.50% · 4.625%
HK$6,722
+HK$385/mo
Deposit HK$327K · loan HK$1.31M · min. income ≈ HK$12,674/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,634
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,812
−HK$180/mo
Today · 4.125%
HK$6,992
baseline
▲ 0.50% · 4.625%
HK$7,361
+HK$369/mo
Deposit HK$327K · loan HK$1.31M · min. income ≈ HK$13,984/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,336
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,533
−HK$200/mo
Today · 4.125%
HK$6,733
baseline
▲ 0.50% · 4.625%
HK$7,143
+HK$410/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$13,466/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,048
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,237
−HK$192/mo
Today · 4.125%
HK$7,429
baseline
▲ 0.50% · 4.625%
HK$7,821
+HK$392/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$14,858/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,708
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,917
−HK$212/mo
Today · 4.125%
HK$7,129
baseline
▲ 0.50% · 4.625%
HK$7,563
+HK$434/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$14,258/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,463
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,663
−HK$203/mo
Today · 4.125%
HK$7,866
baseline
▲ 0.50% · 4.625%
HK$8,281
+HK$415/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$15,732/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).