▼ 0.50% · 3.625%
HK$3,796
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,914
−HK$120/mo
Today · 4.125%
HK$4,034
baseline
▲ 0.50% · 4.625%
HK$4,279
+HK$245/mo
Deposit HK$832K · loan HK$832K · min. income ≈ HK$8,068/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,223
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,336
−HK$115/mo
Today · 4.125%
HK$4,451
baseline
▲ 0.50% · 4.625%
HK$4,685
+HK$234/mo
Deposit HK$832K · loan HK$832K · min. income ≈ HK$8,902/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,175
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,305
−HK$132/mo
Today · 4.125%
HK$4,437
baseline
▲ 0.50% · 4.625%
HK$4,707
+HK$270/mo
Deposit HK$749K · loan HK$915K · min. income ≈ HK$8,874/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,645
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,769
−HK$127/mo
Today · 4.125%
HK$4,896
baseline
▲ 0.50% · 4.625%
HK$5,154
+HK$258/mo
Deposit HK$749K · loan HK$915K · min. income ≈ HK$9,792/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,555
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,696
−HK$144/mo
Today · 4.125%
HK$4,840
baseline
▲ 0.50% · 4.625%
HK$5,135
+HK$295/mo
Deposit HK$666K · loan HK$999K · min. income ≈ HK$9,680/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,067
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,203
−HK$138/mo
Today · 4.125%
HK$5,341
baseline
▲ 0.50% · 4.625%
HK$5,622
+HK$281/mo
Deposit HK$666K · loan HK$999K · min. income ≈ HK$10,682/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,934
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,088
−HK$156/mo
Today · 4.125%
HK$5,244
baseline
▲ 0.50% · 4.625%
HK$5,563
+HK$319/mo
Deposit HK$583K · loan HK$1.08M · min. income ≈ HK$10,488/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,489
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,637
−HK$149/mo
Today · 4.125%
HK$5,786
baseline
▲ 0.50% · 4.625%
HK$6,091
+HK$305/mo
Deposit HK$583K · loan HK$1.08M · min. income ≈ HK$11,572/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,314
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,479
−HK$168/mo
Today · 4.125%
HK$5,647
baseline
▲ 0.50% · 4.625%
HK$5,991
+HK$344/mo
Deposit HK$499K · loan HK$1.17M · min. income ≈ HK$11,294/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,912
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,070
−HK$161/mo
Today · 4.125%
HK$6,231
baseline
▲ 0.50% · 4.625%
HK$6,559
+HK$328/mo
Deposit HK$499K · loan HK$1.17M · min. income ≈ HK$12,462/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,693
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,870
−HK$180/mo
Today · 4.125%
HK$6,050
baseline
▲ 0.50% · 4.625%
HK$6,419
+HK$369/mo
Deposit HK$416K · loan HK$1.25M · min. income ≈ HK$12,100/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,334
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,504
−HK$172/mo
Today · 4.125%
HK$6,676
baseline
▲ 0.50% · 4.625%
HK$7,028
+HK$352/mo
Deposit HK$416K · loan HK$1.25M · min. income ≈ HK$13,352/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,073
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,262
−HK$192/mo
Today · 4.125%
HK$6,454
baseline
▲ 0.50% · 4.625%
HK$6,846
+HK$392/mo
Deposit HK$333K · loan HK$1.33M · min. income ≈ HK$12,908/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,756
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,937
−HK$184/mo
Today · 4.125%
HK$7,121
baseline
▲ 0.50% · 4.625%
HK$7,496
+HK$375/mo
Deposit HK$333K · loan HK$1.33M · min. income ≈ HK$14,242/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,452
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,653
−HK$204/mo
Today · 4.125%
HK$6,857
baseline
▲ 0.50% · 4.625%
HK$7,274
+HK$417/mo
Deposit HK$250K · loan HK$1.41M · min. income ≈ HK$13,714/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,178
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,371
−HK$195/mo
Today · 4.125%
HK$7,566
baseline
▲ 0.50% · 4.625%
HK$7,965
+HK$399/mo
Deposit HK$250K · loan HK$1.41M · min. income ≈ HK$15,132/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,832
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,045
−HK$215/mo
Today · 4.125%
HK$7,260
baseline
▲ 0.50% · 4.625%
HK$7,702
+HK$442/mo
Deposit HK$166K · loan HK$1.50M · min. income ≈ HK$14,520/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,601
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,804
−HK$207/mo
Today · 4.125%
HK$8,011
baseline
▲ 0.50% · 4.625%
HK$8,434
+HK$423/mo
Deposit HK$166K · loan HK$1.50M · min. income ≈ HK$16,022/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).