▼ 0.50% · 3.625%
HK$3,675
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,789
−HK$116/mo
Today · 4.125%
HK$3,905
baseline
▲ 0.50% · 4.625%
HK$4,143
+HK$238/mo
Deposit HK$806K · loan HK$806K · min. income ≈ HK$7,810/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,088
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,198
−HK$111/mo
Today · 4.125%
HK$4,309
baseline
▲ 0.50% · 4.625%
HK$4,536
+HK$227/mo
Deposit HK$806K · loan HK$806K · min. income ≈ HK$8,618/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,042
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,168
−HK$128/mo
Today · 4.125%
HK$4,296
baseline
▲ 0.50% · 4.625%
HK$4,557
+HK$261/mo
Deposit HK$725K · loan HK$886K · min. income ≈ HK$8,592/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,497
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,618
−HK$122/mo
Today · 4.125%
HK$4,740
baseline
▲ 0.50% · 4.625%
HK$4,990
+HK$250/mo
Deposit HK$725K · loan HK$886K · min. income ≈ HK$9,480/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,410
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,547
−HK$139/mo
Today · 4.125%
HK$4,686
baseline
▲ 0.50% · 4.625%
HK$4,971
+HK$285/mo
Deposit HK$645K · loan HK$967K · min. income ≈ HK$9,372/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,906
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,037
−HK$134/mo
Today · 4.125%
HK$5,171
baseline
▲ 0.50% · 4.625%
HK$5,443
+HK$272/mo
Deposit HK$645K · loan HK$967K · min. income ≈ HK$10,342/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,777
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,926
−HK$151/mo
Today · 4.125%
HK$5,077
baseline
▲ 0.50% · 4.625%
HK$5,386
+HK$309/mo
Deposit HK$564K · loan HK$1.05M · min. income ≈ HK$10,154/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,315
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,457
−HK$145/mo
Today · 4.125%
HK$5,602
baseline
▲ 0.50% · 4.625%
HK$5,897
+HK$295/mo
Deposit HK$564K · loan HK$1.05M · min. income ≈ HK$11,204/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,145
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,305
−HK$162/mo
Today · 4.125%
HK$5,467
baseline
▲ 0.50% · 4.625%
HK$5,800
+HK$333/mo
Deposit HK$483K · loan HK$1.13M · min. income ≈ HK$10,934/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,723
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,877
−HK$156/mo
Today · 4.125%
HK$6,033
baseline
▲ 0.50% · 4.625%
HK$6,351
+HK$318/mo
Deposit HK$483K · loan HK$1.13M · min. income ≈ HK$12,066/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,512
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,684
−HK$174/mo
Today · 4.125%
HK$5,858
baseline
▲ 0.50% · 4.625%
HK$6,214
+HK$356/mo
Deposit HK$403K · loan HK$1.21M · min. income ≈ HK$11,716/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,132
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,297
−HK$167/mo
Today · 4.125%
HK$6,464
baseline
▲ 0.50% · 4.625%
HK$6,804
+HK$340/mo
Deposit HK$403K · loan HK$1.21M · min. income ≈ HK$12,928/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,880
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,063
−HK$185/mo
Today · 4.125%
HK$6,248
baseline
▲ 0.50% · 4.625%
HK$6,629
+HK$381/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$12,496/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,541
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,716
−HK$178/mo
Today · 4.125%
HK$6,894
baseline
▲ 0.50% · 4.625%
HK$7,258
+HK$364/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$13,788/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,247
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,441
−HK$198/mo
Today · 4.125%
HK$6,639
baseline
▲ 0.50% · 4.625%
HK$7,043
+HK$404/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$13,278/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,950
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,136
−HK$189/mo
Today · 4.125%
HK$7,325
baseline
▲ 0.50% · 4.625%
HK$7,711
+HK$386/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$14,650/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,615
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,820
−HK$209/mo
Today · 4.125%
HK$7,029
baseline
▲ 0.50% · 4.625%
HK$7,457
+HK$428/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$14,058/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,359
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,556
−HK$200/mo
Today · 4.125%
HK$7,756
baseline
▲ 0.50% · 4.625%
HK$8,165
+HK$409/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$15,512/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).