▼ 0.50% · 3.625%
HK$3,774
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,891
−HK$120/mo
Today · 4.125%
HK$4,011
baseline
▲ 0.50% · 4.625%
HK$4,255
+HK$244/mo
Deposit HK$828K · loan HK$828K · min. income ≈ HK$8,022/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,198
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,311
−HK$114/mo
Today · 4.125%
HK$4,425
baseline
▲ 0.50% · 4.625%
HK$4,659
+HK$234/mo
Deposit HK$828K · loan HK$828K · min. income ≈ HK$8,850/mo (50% DSR)
Upfront cash ≈ HK$828K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,151
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,280
−HK$132/mo
Today · 4.125%
HK$4,412
baseline
▲ 0.50% · 4.625%
HK$4,680
+HK$268/mo
Deposit HK$745K · loan HK$910K · min. income ≈ HK$8,824/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,618
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,742
−HK$126/mo
Today · 4.125%
HK$4,868
baseline
▲ 0.50% · 4.625%
HK$5,124
+HK$256/mo
Deposit HK$745K · loan HK$910K · min. income ≈ HK$9,736/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,529
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,670
−HK$143/mo
Today · 4.125%
HK$4,813
baseline
▲ 0.50% · 4.625%
HK$5,106
+HK$293/mo
Deposit HK$662K · loan HK$993K · min. income ≈ HK$9,626/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,038
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,173
−HK$137/mo
Today · 4.125%
HK$5,310
baseline
▲ 0.50% · 4.625%
HK$5,590
+HK$280/mo
Deposit HK$662K · loan HK$993K · min. income ≈ HK$10,620/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,906
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,059
−HK$155/mo
Today · 4.125%
HK$5,214
baseline
▲ 0.50% · 4.625%
HK$5,531
+HK$317/mo
Deposit HK$579K · loan HK$1.08M · min. income ≈ HK$10,428/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,458
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,604
−HK$149/mo
Today · 4.125%
HK$5,753
baseline
▲ 0.50% · 4.625%
HK$6,056
+HK$303/mo
Deposit HK$579K · loan HK$1.08M · min. income ≈ HK$11,506/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,284
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,448
−HK$167/mo
Today · 4.125%
HK$5,615
baseline
▲ 0.50% · 4.625%
HK$5,956
+HK$341/mo
Deposit HK$497K · loan HK$1.16M · min. income ≈ HK$11,230/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,878
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,036
−HK$159/mo
Today · 4.125%
HK$6,195
baseline
▲ 0.50% · 4.625%
HK$6,522
+HK$327/mo
Deposit HK$497K · loan HK$1.16M · min. income ≈ HK$12,390/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,661
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,837
−HK$179/mo
Today · 4.125%
HK$6,016
baseline
▲ 0.50% · 4.625%
HK$6,382
+HK$366/mo
Deposit HK$414K · loan HK$1.24M · min. income ≈ HK$12,032/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,298
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,467
−HK$171/mo
Today · 4.125%
HK$6,638
baseline
▲ 0.50% · 4.625%
HK$6,988
+HK$350/mo
Deposit HK$414K · loan HK$1.24M · min. income ≈ HK$13,276/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,038
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,226
−HK$191/mo
Today · 4.125%
HK$6,417
baseline
▲ 0.50% · 4.625%
HK$6,807
+HK$390/mo
Deposit HK$331K · loan HK$1.32M · min. income ≈ HK$12,834/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,718
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,898
−HK$182/mo
Today · 4.125%
HK$7,080
baseline
▲ 0.50% · 4.625%
HK$7,454
+HK$374/mo
Deposit HK$331K · loan HK$1.32M · min. income ≈ HK$14,160/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,416
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,615
−HK$203/mo
Today · 4.125%
HK$6,818
baseline
▲ 0.50% · 4.625%
HK$7,233
+HK$415/mo
Deposit HK$248K · loan HK$1.41M · min. income ≈ HK$13,636/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,137
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,329
−HK$194/mo
Today · 4.125%
HK$7,523
baseline
▲ 0.50% · 4.625%
HK$7,920
+HK$397/mo
Deposit HK$248K · loan HK$1.41M · min. income ≈ HK$15,046/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,793
−HK$426/mo
▼ 0.25% · 3.875%
HK$7,004
−HK$215/mo
Today · 4.125%
HK$7,219
baseline
▲ 0.50% · 4.625%
HK$7,658
+HK$439/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$14,438/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,557
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,760
−HK$206/mo
Today · 4.125%
HK$7,966
baseline
▲ 0.50% · 4.625%
HK$8,385
+HK$419/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$15,932/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).