▼ 0.50% · 3.625%
HK$3,685
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,799
−HK$117/mo
Today · 4.125%
HK$3,916
baseline
▲ 0.50% · 4.625%
HK$4,154
+HK$238/mo
Deposit HK$808K · loan HK$808K · min. income ≈ HK$7,832/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,099
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,209
−HK$111/mo
Today · 4.125%
HK$4,320
baseline
▲ 0.50% · 4.625%
HK$4,548
+HK$228/mo
Deposit HK$808K · loan HK$808K · min. income ≈ HK$8,640/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,053
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,179
−HK$128/mo
Today · 4.125%
HK$4,307
baseline
▲ 0.50% · 4.625%
HK$4,569
+HK$262/mo
Deposit HK$727K · loan HK$889K · min. income ≈ HK$8,614/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,509
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,630
−HK$122/mo
Today · 4.125%
HK$4,752
baseline
▲ 0.50% · 4.625%
HK$5,003
+HK$251/mo
Deposit HK$727K · loan HK$889K · min. income ≈ HK$9,504/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,421
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,559
−HK$140/mo
Today · 4.125%
HK$4,699
baseline
▲ 0.50% · 4.625%
HK$4,985
+HK$286/mo
Deposit HK$646K · loan HK$969K · min. income ≈ HK$9,398/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,919
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,051
−HK$134/mo
Today · 4.125%
HK$5,185
baseline
▲ 0.50% · 4.625%
HK$5,458
+HK$273/mo
Deposit HK$646K · loan HK$969K · min. income ≈ HK$10,370/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,790
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,939
−HK$151/mo
Today · 4.125%
HK$5,090
baseline
▲ 0.50% · 4.625%
HK$5,400
+HK$310/mo
Deposit HK$566K · loan HK$1.05M · min. income ≈ HK$10,180/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,329
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,472
−HK$145/mo
Today · 4.125%
HK$5,617
baseline
▲ 0.50% · 4.625%
HK$5,913
+HK$296/mo
Deposit HK$566K · loan HK$1.05M · min. income ≈ HK$11,234/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,158
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,319
−HK$163/mo
Today · 4.125%
HK$5,482
baseline
▲ 0.50% · 4.625%
HK$5,815
+HK$333/mo
Deposit HK$485K · loan HK$1.13M · min. income ≈ HK$10,964/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,739
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,892
−HK$157/mo
Today · 4.125%
HK$6,049
baseline
▲ 0.50% · 4.625%
HK$6,367
+HK$318/mo
Deposit HK$485K · loan HK$1.13M · min. income ≈ HK$12,098/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,527
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,699
−HK$174/mo
Today · 4.125%
HK$5,873
baseline
▲ 0.50% · 4.625%
HK$6,231
+HK$358/mo
Deposit HK$404K · loan HK$1.21M · min. income ≈ HK$11,746/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,148
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,313
−HK$168/mo
Today · 4.125%
HK$6,481
baseline
▲ 0.50% · 4.625%
HK$6,822
+HK$341/mo
Deposit HK$404K · loan HK$1.21M · min. income ≈ HK$12,962/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,895
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,079
−HK$186/mo
Today · 4.125%
HK$6,265
baseline
▲ 0.50% · 4.625%
HK$6,646
+HK$381/mo
Deposit HK$323K · loan HK$1.29M · min. income ≈ HK$12,530/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,558
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,734
−HK$179/mo
Today · 4.125%
HK$6,913
baseline
▲ 0.50% · 4.625%
HK$7,277
+HK$364/mo
Deposit HK$323K · loan HK$1.29M · min. income ≈ HK$13,826/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,264
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,458
−HK$198/mo
Today · 4.125%
HK$6,656
baseline
▲ 0.50% · 4.625%
HK$7,061
+HK$405/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$13,312/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,968
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,155
−HK$190/mo
Today · 4.125%
HK$7,345
baseline
▲ 0.50% · 4.625%
HK$7,732
+HK$387/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$14,690/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,632
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,838
−HK$210/mo
Today · 4.125%
HK$7,048
baseline
▲ 0.50% · 4.625%
HK$7,477
+HK$429/mo
Deposit HK$162K · loan HK$1.45M · min. income ≈ HK$14,096/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,378
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,576
−HK$201/mo
Today · 4.125%
HK$7,777
baseline
▲ 0.50% · 4.625%
HK$8,187
+HK$410/mo
Deposit HK$162K · loan HK$1.45M · min. income ≈ HK$15,554/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).