▼ 0.50% · 3.625%
HK$3,720
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,835
−HK$118/mo
Today · 4.125%
HK$3,953
baseline
▲ 0.50% · 4.625%
HK$4,193
+HK$240/mo
Deposit HK$816K · loan HK$816K · min. income ≈ HK$7,906/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,138
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,249
−HK$112/mo
Today · 4.125%
HK$4,361
baseline
▲ 0.50% · 4.625%
HK$4,591
+HK$230/mo
Deposit HK$816K · loan HK$816K · min. income ≈ HK$8,722/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,091
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,219
−HK$129/mo
Today · 4.125%
HK$4,348
baseline
▲ 0.50% · 4.625%
HK$4,613
+HK$265/mo
Deposit HK$734K · loan HK$897K · min. income ≈ HK$8,696/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,552
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,674
−HK$124/mo
Today · 4.125%
HK$4,798
baseline
▲ 0.50% · 4.625%
HK$5,051
+HK$253/mo
Deposit HK$734K · loan HK$897K · min. income ≈ HK$9,596/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,463
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,602
−HK$141/mo
Today · 4.125%
HK$4,743
baseline
▲ 0.50% · 4.625%
HK$5,032
+HK$289/mo
Deposit HK$652K · loan HK$979K · min. income ≈ HK$9,486/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,965
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,099
−HK$135/mo
Today · 4.125%
HK$5,234
baseline
▲ 0.50% · 4.625%
HK$5,510
+HK$276/mo
Deposit HK$652K · loan HK$979K · min. income ≈ HK$10,468/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,835
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,986
−HK$153/mo
Today · 4.125%
HK$5,139
baseline
▲ 0.50% · 4.625%
HK$5,451
+HK$312/mo
Deposit HK$571K · loan HK$1.06M · min. income ≈ HK$10,278/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,379
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,524
−HK$146/mo
Today · 4.125%
HK$5,670
baseline
▲ 0.50% · 4.625%
HK$5,969
+HK$299/mo
Deposit HK$571K · loan HK$1.06M · min. income ≈ HK$11,340/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,207
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,369
−HK$165/mo
Today · 4.125%
HK$5,534
baseline
▲ 0.50% · 4.625%
HK$5,871
+HK$337/mo
Deposit HK$489K · loan HK$1.14M · min. income ≈ HK$11,068/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,793
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,948
−HK$158/mo
Today · 4.125%
HK$6,106
baseline
▲ 0.50% · 4.625%
HK$6,428
+HK$322/mo
Deposit HK$489K · loan HK$1.14M · min. income ≈ HK$12,212/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,579
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,753
−HK$176/mo
Today · 4.125%
HK$5,929
baseline
▲ 0.50% · 4.625%
HK$6,290
+HK$361/mo
Deposit HK$408K · loan HK$1.22M · min. income ≈ HK$11,858/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,207
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,373
−HK$169/mo
Today · 4.125%
HK$6,542
baseline
▲ 0.50% · 4.625%
HK$6,887
+HK$345/mo
Deposit HK$408K · loan HK$1.22M · min. income ≈ HK$13,084/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,951
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,136
−HK$188/mo
Today · 4.125%
HK$6,324
baseline
▲ 0.50% · 4.625%
HK$6,709
+HK$385/mo
Deposit HK$326K · loan HK$1.30M · min. income ≈ HK$12,648/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,621
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,798
−HK$180/mo
Today · 4.125%
HK$6,978
baseline
▲ 0.50% · 4.625%
HK$7,346
+HK$368/mo
Deposit HK$326K · loan HK$1.30M · min. income ≈ HK$13,956/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,323
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,520
−HK$200/mo
Today · 4.125%
HK$6,720
baseline
▲ 0.50% · 4.625%
HK$7,129
+HK$409/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$13,440/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,034
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,223
−HK$192/mo
Today · 4.125%
HK$7,415
baseline
▲ 0.50% · 4.625%
HK$7,805
+HK$390/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$14,830/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,695
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,903
−HK$212/mo
Today · 4.125%
HK$7,115
baseline
▲ 0.50% · 4.625%
HK$7,548
+HK$433/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$14,230/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,448
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,648
−HK$203/mo
Today · 4.125%
HK$7,851
baseline
▲ 0.50% · 4.625%
HK$8,264
+HK$413/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$15,702/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).