▼ 0.50% · 3.625%
HK$3,596
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,708
−HK$113/mo
Today · 4.125%
HK$3,821
baseline
▲ 0.50% · 4.625%
HK$4,054
+HK$233/mo
Deposit HK$788K · loan HK$788K · min. income ≈ HK$7,642/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,000
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,108
−HK$108/mo
Today · 4.125%
HK$4,216
baseline
▲ 0.50% · 4.625%
HK$4,439
+HK$223/mo
Deposit HK$788K · loan HK$788K · min. income ≈ HK$8,432/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,955
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,078
−HK$125/mo
Today · 4.125%
HK$4,203
baseline
▲ 0.50% · 4.625%
HK$4,459
+HK$256/mo
Deposit HK$710K · loan HK$867K · min. income ≈ HK$8,406/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,400
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,518
−HK$120/mo
Today · 4.125%
HK$4,638
baseline
▲ 0.50% · 4.625%
HK$4,882
+HK$244/mo
Deposit HK$710K · loan HK$867K · min. income ≈ HK$9,276/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,315
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,449
−HK$136/mo
Today · 4.125%
HK$4,585
baseline
▲ 0.50% · 4.625%
HK$4,864
+HK$279/mo
Deposit HK$631K · loan HK$946K · min. income ≈ HK$9,170/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,800
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,929
−HK$131/mo
Today · 4.125%
HK$5,060
baseline
▲ 0.50% · 4.625%
HK$5,326
+HK$266/mo
Deposit HK$631K · loan HK$946K · min. income ≈ HK$10,120/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,674
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,820
−HK$148/mo
Today · 4.125%
HK$4,968
baseline
▲ 0.50% · 4.625%
HK$5,270
+HK$302/mo
Deposit HK$552K · loan HK$1.02M · min. income ≈ HK$9,936/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,200
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,340
−HK$141/mo
Today · 4.125%
HK$5,481
baseline
▲ 0.50% · 4.625%
HK$5,770
+HK$289/mo
Deposit HK$552K · loan HK$1.02M · min. income ≈ HK$10,962/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,034
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,191
−HK$159/mo
Today · 4.125%
HK$5,350
baseline
▲ 0.50% · 4.625%
HK$5,675
+HK$325/mo
Deposit HK$473K · loan HK$1.10M · min. income ≈ HK$10,700/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,600
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,751
−HK$152/mo
Today · 4.125%
HK$5,903
baseline
▲ 0.50% · 4.625%
HK$6,214
+HK$311/mo
Deposit HK$473K · loan HK$1.10M · min. income ≈ HK$11,806/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,394
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,561
−HK$171/mo
Today · 4.125%
HK$5,732
baseline
▲ 0.50% · 4.625%
HK$6,081
+HK$349/mo
Deposit HK$394K · loan HK$1.18M · min. income ≈ HK$11,464/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,000
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,161
−HK$164/mo
Today · 4.125%
HK$6,325
baseline
▲ 0.50% · 4.625%
HK$6,658
+HK$333/mo
Deposit HK$394K · loan HK$1.18M · min. income ≈ HK$12,650/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,753
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,932
−HK$182/mo
Today · 4.125%
HK$6,114
baseline
▲ 0.50% · 4.625%
HK$6,486
+HK$372/mo
Deposit HK$315K · loan HK$1.26M · min. income ≈ HK$12,228/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,400
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,572
−HK$174/mo
Today · 4.125%
HK$6,746
baseline
▲ 0.50% · 4.625%
HK$7,102
+HK$356/mo
Deposit HK$315K · loan HK$1.26M · min. income ≈ HK$13,492/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,113
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,303
−HK$193/mo
Today · 4.125%
HK$6,496
baseline
▲ 0.50% · 4.625%
HK$6,891
+HK$395/mo
Deposit HK$237K · loan HK$1.34M · min. income ≈ HK$12,992/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,800
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,983
−HK$185/mo
Today · 4.125%
HK$7,168
baseline
▲ 0.50% · 4.625%
HK$7,546
+HK$378/mo
Deposit HK$237K · loan HK$1.34M · min. income ≈ HK$14,336/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,472
−HK$406/mo
▼ 0.25% · 3.875%
HK$6,674
−HK$204/mo
Today · 4.125%
HK$6,878
baseline
▲ 0.50% · 4.625%
HK$7,297
+HK$419/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$13,756/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,200
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,394
−HK$195/mo
Today · 4.125%
HK$7,589
baseline
▲ 0.50% · 4.625%
HK$7,989
+HK$400/mo
Deposit HK$158K · loan HK$1.42M · min. income ≈ HK$15,178/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).