▼ 0.50% · 3.625%
HK$3,725
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,841
−HK$118/mo
Today · 4.125%
HK$3,959
baseline
▲ 0.50% · 4.625%
HK$4,200
+HK$241/mo
Deposit HK$817K · loan HK$817K · min. income ≈ HK$7,918/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,144
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,256
−HK$112/mo
Today · 4.125%
HK$4,368
baseline
▲ 0.50% · 4.625%
HK$4,599
+HK$231/mo
Deposit HK$817K · loan HK$817K · min. income ≈ HK$8,736/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,098
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,225
−HK$130/mo
Today · 4.125%
HK$4,355
baseline
▲ 0.50% · 4.625%
HK$4,620
+HK$265/mo
Deposit HK$735K · loan HK$899K · min. income ≈ HK$8,710/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,559
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,681
−HK$124/mo
Today · 4.125%
HK$4,805
baseline
▲ 0.50% · 4.625%
HK$5,058
+HK$253/mo
Deposit HK$735K · loan HK$899K · min. income ≈ HK$9,610/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,470
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,609
−HK$142/mo
Today · 4.125%
HK$4,751
baseline
▲ 0.50% · 4.625%
HK$5,040
+HK$289/mo
Deposit HK$653K · loan HK$980K · min. income ≈ HK$9,502/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,973
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,107
−HK$135/mo
Today · 4.125%
HK$5,242
baseline
▲ 0.50% · 4.625%
HK$5,518
+HK$276/mo
Deposit HK$653K · loan HK$980K · min. income ≈ HK$10,484/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,843
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,994
−HK$153/mo
Today · 4.125%
HK$5,147
baseline
▲ 0.50% · 4.625%
HK$5,460
+HK$313/mo
Deposit HK$572K · loan HK$1.06M · min. income ≈ HK$10,294/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,388
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,532
−HK$147/mo
Today · 4.125%
HK$5,679
baseline
▲ 0.50% · 4.625%
HK$5,978
+HK$299/mo
Deposit HK$572K · loan HK$1.06M · min. income ≈ HK$11,358/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,215
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,378
−HK$165/mo
Today · 4.125%
HK$5,543
baseline
▲ 0.50% · 4.625%
HK$5,880
+HK$337/mo
Deposit HK$490K · loan HK$1.14M · min. income ≈ HK$11,086/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,802
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,958
−HK$158/mo
Today · 4.125%
HK$6,116
baseline
▲ 0.50% · 4.625%
HK$6,438
+HK$322/mo
Deposit HK$490K · loan HK$1.14M · min. income ≈ HK$12,232/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,588
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,762
−HK$176/mo
Today · 4.125%
HK$5,938
baseline
▲ 0.50% · 4.625%
HK$6,300
+HK$362/mo
Deposit HK$408K · loan HK$1.23M · min. income ≈ HK$11,876/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,217
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,383
−HK$169/mo
Today · 4.125%
HK$6,552
baseline
▲ 0.50% · 4.625%
HK$6,898
+HK$346/mo
Deposit HK$408K · loan HK$1.23M · min. income ≈ HK$13,104/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,961
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,146
−HK$188/mo
Today · 4.125%
HK$6,334
baseline
▲ 0.50% · 4.625%
HK$6,720
+HK$386/mo
Deposit HK$327K · loan HK$1.31M · min. income ≈ HK$12,668/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,631
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,809
−HK$180/mo
Today · 4.125%
HK$6,989
baseline
▲ 0.50% · 4.625%
HK$7,358
+HK$369/mo
Deposit HK$327K · loan HK$1.31M · min. income ≈ HK$13,978/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,333
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,530
−HK$200/mo
Today · 4.125%
HK$6,730
baseline
▲ 0.50% · 4.625%
HK$7,140
+HK$410/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$13,460/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,045
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,234
−HK$192/mo
Today · 4.125%
HK$7,426
baseline
▲ 0.50% · 4.625%
HK$7,818
+HK$392/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$14,852/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,706
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,914
−HK$212/mo
Today · 4.125%
HK$7,126
baseline
▲ 0.50% · 4.625%
HK$7,560
+HK$434/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$14,252/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,460
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,660
−HK$203/mo
Today · 4.125%
HK$7,863
baseline
▲ 0.50% · 4.625%
HK$8,277
+HK$414/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$15,726/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).