▼ 0.50% · 3.625%
HK$3,545
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,655
−HK$112/mo
Today · 4.125%
HK$3,767
baseline
▲ 0.50% · 4.625%
HK$3,996
+HK$229/mo
Deposit HK$777K · loan HK$777K · min. income ≈ HK$7,534/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,944
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,049
−HK$108/mo
Today · 4.125%
HK$4,157
baseline
▲ 0.50% · 4.625%
HK$4,376
+HK$219/mo
Deposit HK$777K · loan HK$777K · min. income ≈ HK$8,314/mo (50% DSR)
Upfront cash ≈ HK$777K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,899
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,021
−HK$123/mo
Today · 4.125%
HK$4,144
baseline
▲ 0.50% · 4.625%
HK$4,396
+HK$252/mo
Deposit HK$700K · loan HK$855K · min. income ≈ HK$8,288/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,338
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,454
−HK$118/mo
Today · 4.125%
HK$4,572
baseline
▲ 0.50% · 4.625%
HK$4,813
+HK$241/mo
Deposit HK$700K · loan HK$855K · min. income ≈ HK$9,144/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,254
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,386
−HK$135/mo
Today · 4.125%
HK$4,521
baseline
▲ 0.50% · 4.625%
HK$4,796
+HK$275/mo
Deposit HK$622K · loan HK$933K · min. income ≈ HK$9,042/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,732
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,859
−HK$129/mo
Today · 4.125%
HK$4,988
baseline
▲ 0.50% · 4.625%
HK$5,251
+HK$263/mo
Deposit HK$622K · loan HK$933K · min. income ≈ HK$9,976/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,608
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,752
−HK$145/mo
Today · 4.125%
HK$4,897
baseline
▲ 0.50% · 4.625%
HK$5,195
+HK$298/mo
Deposit HK$544K · loan HK$1.01M · min. income ≈ HK$9,794/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,127
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,264
−HK$140/mo
Today · 4.125%
HK$5,404
baseline
▲ 0.50% · 4.625%
HK$5,689
+HK$285/mo
Deposit HK$544K · loan HK$1.01M · min. income ≈ HK$10,808/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,963
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,117
−HK$157/mo
Today · 4.125%
HK$5,274
baseline
▲ 0.50% · 4.625%
HK$5,595
+HK$321/mo
Deposit HK$466K · loan HK$1.09M · min. income ≈ HK$10,548/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,521
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,669
−HK$150/mo
Today · 4.125%
HK$5,819
baseline
▲ 0.50% · 4.625%
HK$6,126
+HK$307/mo
Deposit HK$466K · loan HK$1.09M · min. income ≈ HK$11,638/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,317
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,483
−HK$168/mo
Today · 4.125%
HK$5,651
baseline
▲ 0.50% · 4.625%
HK$5,995
+HK$344/mo
Deposit HK$389K · loan HK$1.17M · min. income ≈ HK$11,302/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,915
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,074
−HK$161/mo
Today · 4.125%
HK$6,235
baseline
▲ 0.50% · 4.625%
HK$6,564
+HK$329/mo
Deposit HK$389K · loan HK$1.17M · min. income ≈ HK$12,470/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,672
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,848
−HK$179/mo
Today · 4.125%
HK$6,027
baseline
▲ 0.50% · 4.625%
HK$6,394
+HK$367/mo
Deposit HK$311K · loan HK$1.24M · min. income ≈ HK$12,054/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,310
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,479
−HK$172/mo
Today · 4.125%
HK$6,651
baseline
▲ 0.50% · 4.625%
HK$7,001
+HK$350/mo
Deposit HK$311K · loan HK$1.24M · min. income ≈ HK$13,302/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,026
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,214
−HK$190/mo
Today · 4.125%
HK$6,404
baseline
▲ 0.50% · 4.625%
HK$6,794
+HK$390/mo
Deposit HK$233K · loan HK$1.32M · min. income ≈ HK$12,808/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,704
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,884
−HK$182/mo
Today · 4.125%
HK$7,066
baseline
▲ 0.50% · 4.625%
HK$7,439
+HK$373/mo
Deposit HK$233K · loan HK$1.32M · min. income ≈ HK$14,132/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,381
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,579
−HK$202/mo
Today · 4.125%
HK$6,781
baseline
▲ 0.50% · 4.625%
HK$7,194
+HK$413/mo
Deposit HK$155K · loan HK$1.40M · min. income ≈ HK$13,562/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,099
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,289
−HK$193/mo
Today · 4.125%
HK$7,482
baseline
▲ 0.50% · 4.625%
HK$7,876
+HK$394/mo
Deposit HK$155K · loan HK$1.40M · min. income ≈ HK$14,964/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).