▼ 0.50% · 3.625%
HK$3,534
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,644
−HK$111/mo
Today · 4.125%
HK$3,755
baseline
▲ 0.50% · 4.625%
HK$3,984
+HK$229/mo
Deposit HK$775K · loan HK$775K · min. income ≈ HK$7,510/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,931
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,037
−HK$107/mo
Today · 4.125%
HK$4,144
baseline
▲ 0.50% · 4.625%
HK$4,362
+HK$218/mo
Deposit HK$775K · loan HK$775K · min. income ≈ HK$8,288/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,887
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,008
−HK$123/mo
Today · 4.125%
HK$4,131
baseline
▲ 0.50% · 4.625%
HK$4,382
+HK$251/mo
Deposit HK$697K · loan HK$852K · min. income ≈ HK$8,262/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,324
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,440
−HK$118/mo
Today · 4.125%
HK$4,558
baseline
▲ 0.50% · 4.625%
HK$4,798
+HK$240/mo
Deposit HK$697K · loan HK$852K · min. income ≈ HK$9,116/mo (50% DSR)
Upfront cash ≈ HK$697K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,240
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,372
−HK$134/mo
Today · 4.125%
HK$4,506
baseline
▲ 0.50% · 4.625%
HK$4,781
+HK$275/mo
Deposit HK$620K · loan HK$930K · min. income ≈ HK$9,012/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,717
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,844
−HK$128/mo
Today · 4.125%
HK$4,972
baseline
▲ 0.50% · 4.625%
HK$5,234
+HK$262/mo
Deposit HK$620K · loan HK$930K · min. income ≈ HK$9,944/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,594
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,737
−HK$145/mo
Today · 4.125%
HK$4,882
baseline
▲ 0.50% · 4.625%
HK$5,179
+HK$297/mo
Deposit HK$542K · loan HK$1.01M · min. income ≈ HK$9,764/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,111
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,248
−HK$139/mo
Today · 4.125%
HK$5,387
baseline
▲ 0.50% · 4.625%
HK$5,671
+HK$284/mo
Deposit HK$542K · loan HK$1.01M · min. income ≈ HK$10,774/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,947
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,101
−HK$156/mo
Today · 4.125%
HK$5,257
baseline
▲ 0.50% · 4.625%
HK$5,577
+HK$320/mo
Deposit HK$465K · loan HK$1.08M · min. income ≈ HK$10,514/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,504
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,651
−HK$150/mo
Today · 4.125%
HK$5,801
baseline
▲ 0.50% · 4.625%
HK$6,107
+HK$306/mo
Deposit HK$465K · loan HK$1.08M · min. income ≈ HK$11,602/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,301
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,465
−HK$168/mo
Today · 4.125%
HK$5,633
baseline
▲ 0.50% · 4.625%
HK$5,976
+HK$343/mo
Deposit HK$387K · loan HK$1.16M · min. income ≈ HK$11,266/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,897
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,055
−HK$160/mo
Today · 4.125%
HK$6,215
baseline
▲ 0.50% · 4.625%
HK$6,543
+HK$328/mo
Deposit HK$387K · loan HK$1.16M · min. income ≈ HK$12,430/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,654
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,830
−HK$178/mo
Today · 4.125%
HK$6,008
baseline
▲ 0.50% · 4.625%
HK$6,374
+HK$366/mo
Deposit HK$310K · loan HK$1.24M · min. income ≈ HK$12,016/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,290
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,459
−HK$171/mo
Today · 4.125%
HK$6,630
baseline
▲ 0.50% · 4.625%
HK$6,979
+HK$349/mo
Deposit HK$310K · loan HK$1.24M · min. income ≈ HK$13,260/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,007
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,194
−HK$190/mo
Today · 4.125%
HK$6,384
baseline
▲ 0.50% · 4.625%
HK$6,772
+HK$388/mo
Deposit HK$232K · loan HK$1.32M · min. income ≈ HK$12,768/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,683
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,862
−HK$182/mo
Today · 4.125%
HK$7,044
baseline
▲ 0.50% · 4.625%
HK$7,415
+HK$371/mo
Deposit HK$232K · loan HK$1.32M · min. income ≈ HK$14,088/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,361
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,558
−HK$201/mo
Today · 4.125%
HK$6,759
baseline
▲ 0.50% · 4.625%
HK$7,171
+HK$412/mo
Deposit HK$155K · loan HK$1.39M · min. income ≈ HK$13,518/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,076
−HK$382/mo
▼ 0.25% · 3.875%
HK$7,266
−HK$192/mo
Today · 4.125%
HK$7,458
baseline
▲ 0.50% · 4.625%
HK$7,852
+HK$394/mo
Deposit HK$155K · loan HK$1.39M · min. income ≈ HK$14,916/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).