▼ 0.50% · 3.625%
HK$3,562
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,672
−HK$113/mo
Today · 4.125%
HK$3,785
baseline
▲ 0.50% · 4.625%
HK$4,015
+HK$230/mo
Deposit HK$781K · loan HK$781K · min. income ≈ HK$7,570/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,962
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,069
−HK$107/mo
Today · 4.125%
HK$4,176
baseline
▲ 0.50% · 4.625%
HK$4,397
+HK$221/mo
Deposit HK$781K · loan HK$781K · min. income ≈ HK$8,352/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,918
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,040
−HK$124/mo
Today · 4.125%
HK$4,164
baseline
▲ 0.50% · 4.625%
HK$4,417
+HK$253/mo
Deposit HK$703K · loan HK$859K · min. income ≈ HK$8,328/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,359
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,475
−HK$119/mo
Today · 4.125%
HK$4,594
baseline
▲ 0.50% · 4.625%
HK$4,836
+HK$242/mo
Deposit HK$703K · loan HK$859K · min. income ≈ HK$9,188/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,274
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,407
−HK$135/mo
Today · 4.125%
HK$4,542
baseline
▲ 0.50% · 4.625%
HK$4,818
+HK$276/mo
Deposit HK$625K · loan HK$937K · min. income ≈ HK$9,084/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,755
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,882
−HK$130/mo
Today · 4.125%
HK$5,012
baseline
▲ 0.50% · 4.625%
HK$5,276
+HK$264/mo
Deposit HK$625K · loan HK$937K · min. income ≈ HK$10,024/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,630
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,774
−HK$147/mo
Today · 4.125%
HK$4,921
baseline
▲ 0.50% · 4.625%
HK$5,220
+HK$299/mo
Deposit HK$547K · loan HK$1.02M · min. income ≈ HK$9,842/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,151
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,289
−HK$140/mo
Today · 4.125%
HK$5,429
baseline
▲ 0.50% · 4.625%
HK$5,716
+HK$287/mo
Deposit HK$547K · loan HK$1.02M · min. income ≈ HK$10,858/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,986
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,141
−HK$158/mo
Today · 4.125%
HK$5,299
baseline
▲ 0.50% · 4.625%
HK$5,622
+HK$323/mo
Deposit HK$469K · loan HK$1.09M · min. income ≈ HK$10,598/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,547
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,696
−HK$151/mo
Today · 4.125%
HK$5,847
baseline
▲ 0.50% · 4.625%
HK$6,155
+HK$308/mo
Deposit HK$469K · loan HK$1.09M · min. income ≈ HK$11,694/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,343
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,509
−HK$169/mo
Today · 4.125%
HK$5,678
baseline
▲ 0.50% · 4.625%
HK$6,023
+HK$345/mo
Deposit HK$390K · loan HK$1.17M · min. income ≈ HK$11,356/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,944
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,103
−HK$162/mo
Today · 4.125%
HK$6,265
baseline
▲ 0.50% · 4.625%
HK$6,595
+HK$330/mo
Deposit HK$390K · loan HK$1.17M · min. income ≈ HK$12,530/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,699
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,876
−HK$180/mo
Today · 4.125%
HK$6,056
baseline
▲ 0.50% · 4.625%
HK$6,425
+HK$369/mo
Deposit HK$312K · loan HK$1.25M · min. income ≈ HK$12,112/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,340
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,510
−HK$172/mo
Today · 4.125%
HK$6,682
baseline
▲ 0.50% · 4.625%
HK$7,035
+HK$353/mo
Deposit HK$312K · loan HK$1.25M · min. income ≈ HK$13,364/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,055
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,243
−HK$192/mo
Today · 4.125%
HK$6,435
baseline
▲ 0.50% · 4.625%
HK$6,826
+HK$391/mo
Deposit HK$234K · loan HK$1.33M · min. income ≈ HK$12,870/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,736
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,917
−HK$183/mo
Today · 4.125%
HK$7,100
baseline
▲ 0.50% · 4.625%
HK$7,474
+HK$374/mo
Deposit HK$234K · loan HK$1.33M · min. income ≈ HK$14,200/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,411
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,610
−HK$203/mo
Today · 4.125%
HK$6,813
baseline
▲ 0.50% · 4.625%
HK$7,228
+HK$415/mo
Deposit HK$156K · loan HK$1.41M · min. income ≈ HK$13,626/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,132
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,324
−HK$194/mo
Today · 4.125%
HK$7,518
baseline
▲ 0.50% · 4.625%
HK$7,914
+HK$396/mo
Deposit HK$156K · loan HK$1.41M · min. income ≈ HK$15,036/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).