▼ 0.50% · 3.625%
HK$3,559
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,670
−HK$113/mo
Today · 4.125%
HK$3,783
baseline
▲ 0.50% · 4.625%
HK$4,013
+HK$230/mo
Deposit HK$780K · loan HK$780K · min. income ≈ HK$7,566/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,960
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,066
−HK$108/mo
Today · 4.125%
HK$4,174
baseline
▲ 0.50% · 4.625%
HK$4,394
+HK$220/mo
Deposit HK$780K · loan HK$780K · min. income ≈ HK$8,348/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,915
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,037
−HK$124/mo
Today · 4.125%
HK$4,161
baseline
▲ 0.50% · 4.625%
HK$4,414
+HK$253/mo
Deposit HK$702K · loan HK$859K · min. income ≈ HK$8,322/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,356
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,473
−HK$118/mo
Today · 4.125%
HK$4,591
baseline
▲ 0.50% · 4.625%
HK$4,833
+HK$242/mo
Deposit HK$702K · loan HK$859K · min. income ≈ HK$9,182/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,271
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,404
−HK$135/mo
Today · 4.125%
HK$4,539
baseline
▲ 0.50% · 4.625%
HK$4,815
+HK$276/mo
Deposit HK$624K · loan HK$937K · min. income ≈ HK$9,078/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,752
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,879
−HK$129/mo
Today · 4.125%
HK$5,008
baseline
▲ 0.50% · 4.625%
HK$5,272
+HK$264/mo
Deposit HK$624K · loan HK$937K · min. income ≈ HK$10,016/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,627
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,771
−HK$146/mo
Today · 4.125%
HK$4,917
baseline
▲ 0.50% · 4.625%
HK$5,217
+HK$300/mo
Deposit HK$546K · loan HK$1.01M · min. income ≈ HK$9,834/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,148
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,286
−HK$140/mo
Today · 4.125%
HK$5,426
baseline
▲ 0.50% · 4.625%
HK$5,712
+HK$286/mo
Deposit HK$546K · loan HK$1.01M · min. income ≈ HK$10,852/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,983
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,138
−HK$158/mo
Today · 4.125%
HK$5,296
baseline
▲ 0.50% · 4.625%
HK$5,618
+HK$322/mo
Deposit HK$468K · loan HK$1.09M · min. income ≈ HK$10,592/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,544
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,692
−HK$151/mo
Today · 4.125%
HK$5,843
baseline
▲ 0.50% · 4.625%
HK$6,151
+HK$308/mo
Deposit HK$468K · loan HK$1.09M · min. income ≈ HK$11,686/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,339
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,505
−HK$169/mo
Today · 4.125%
HK$5,674
baseline
▲ 0.50% · 4.625%
HK$6,019
+HK$345/mo
Deposit HK$390K · loan HK$1.17M · min. income ≈ HK$11,348/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,940
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,099
−HK$162/mo
Today · 4.125%
HK$6,261
baseline
▲ 0.50% · 4.625%
HK$6,591
+HK$330/mo
Deposit HK$390K · loan HK$1.17M · min. income ≈ HK$12,522/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,695
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,872
−HK$180/mo
Today · 4.125%
HK$6,052
baseline
▲ 0.50% · 4.625%
HK$6,420
+HK$368/mo
Deposit HK$312K · loan HK$1.25M · min. income ≈ HK$12,104/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,336
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,506
−HK$172/mo
Today · 4.125%
HK$6,678
baseline
▲ 0.50% · 4.625%
HK$7,030
+HK$352/mo
Deposit HK$312K · loan HK$1.25M · min. income ≈ HK$13,356/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,051
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,239
−HK$191/mo
Today · 4.125%
HK$6,430
baseline
▲ 0.50% · 4.625%
HK$6,822
+HK$392/mo
Deposit HK$234K · loan HK$1.33M · min. income ≈ HK$12,860/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,732
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,912
−HK$183/mo
Today · 4.125%
HK$7,095
baseline
▲ 0.50% · 4.625%
HK$7,469
+HK$374/mo
Deposit HK$234K · loan HK$1.33M · min. income ≈ HK$14,190/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,407
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,606
−HK$203/mo
Today · 4.125%
HK$6,809
baseline
▲ 0.50% · 4.625%
HK$7,223
+HK$414/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$13,618/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,128
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,319
−HK$194/mo
Today · 4.125%
HK$7,513
baseline
▲ 0.50% · 4.625%
HK$7,909
+HK$396/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$15,026/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).