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At today's rate and a 90% mortgage, the deposit on this unit is about HK$613K, with repayments around HK$26,745/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$613K · loan HK$5.52M · min. income ≈ HK$53,490/mo (50% DSR)
Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$148,159 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 21 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 21 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- G
- Saleable Area
- 393 Saleable ft²
- Gross Area
- 525 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-23 | HK$6.28M | +38.0% 4.6y · 8.0%/yr |
| 2016-02-11 | HK$4.55M | +166.1% 8.0y · 21.0%/yr |
| 2008-02-14 | HK$1.71M | +4.9% |
| 2008-01-22 | HK$1.63M | +3.8% |
| 2005-08-15 | HK$1.57M | +52.4% |
| 2003-08-02 | HK$1.03M | — |