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At today's rate and a 90% mortgage, the deposit on this unit is about HK$683K, with repayments around HK$29,808/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$683K · loan HK$6.15M · min. income ≈ HK$59,616/mo (50% DSR)
Upfront cash ≈ HK$888K (deposit + AVD stamp duty HK$205,011 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 21 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 21 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 30/F
- Flat
- E
- Saleable Area
- 433 Saleable ft²
- Gross Area
- 580 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-29 | HK$7.20M | +27.4% 4.1y · 7.0%/yr |
| 2017-04-12 | HK$5.65M | +217.4% 8.1y · 27.0%/yr |
| 2009-03-04 | HK$1.78M | −20.2% |
| 2008-03-12 | HK$2.23M | +53.8% |
| 2004-09-18 | HK$1.45M | +16.9% |
| 2004-01-07 | HK$1.24M | — |