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At today's rate and a 90% mortgage, the deposit on this unit is about HK$761K, with repayments around HK$33,185/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$761K · loan HK$6.85M · min. income ≈ HK$66,370/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,240 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 21 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 21 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- A
- Saleable Area
- 516 Saleable ft²
- Gross Area
- 683 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-25 | HK$6.05M | −16.6% 4.6y · −4.0%/yr |
| 2020-04-03 | HK$7.25M | +17.3% 3.4y · 5.0%/yr |
| 2016-11-21 | HK$6.18M | +234.1% 11.9y · 20.0%/yr |
| 2004-12-10 | HK$1.85M | +25.9% |
| 2003-08-14 | HK$1.47M | — |