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At today's rate and a 90% mortgage, the deposit on this unit is about HK$684K, with repayments around HK$29,847/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$684K · loan HK$6.16M · min. income ≈ HK$59,694/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$205,285 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 21 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 21 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- E
- Saleable Area
- 433 Saleable ft²
- Gross Area
- 580 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-14 | HK$6.81M | +15.4% 5.2y |
| 2017-10-12 | HK$5.90M | +165.8% 7.9y · 21.0%/yr |
| 2009-10-29 | HK$2.22M | +19.4% |
| 2009-04-02 | HK$1.86M | +10.1% |
| 2008-12-30 | HK$1.69M | −8.6% |
| 2005-06-16 | HK$1.85M | +12.1% |
| 2004-12-04 | HK$1.65M | +26.9% |
| 2004-01-29 | HK$1.30M | — |