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At today's rate and a 90% mortgage, the deposit on this unit is about HK$621K, with repayments around HK$27,102/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$621K · loan HK$5.59M · min. income ≈ HK$54,204/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$156,344 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 21 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 21 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- B
- Saleable Area
- 393 Saleable ft²
- Gross Area
- 525 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-16 | HK$5.98M | +39.7% 9.6y · 4.0%/yr |
| 2016-05-26 | HK$4.28M | +38.1% 3.7y · 10.0%/yr |
| 2012-09-07 | HK$3.10M | +60.6% |
| 2008-03-19 | HK$1.93M | +17.0% |
| 2005-05-14 | HK$1.65M | +7.8% |
| 2005-04-11 | HK$1.53M | +12.5% |
| 2004-10-21 | HK$1.36M | +18.3% |
| 2003-08-28 | HK$1.15M | — |