▼ 0.50% · 3.625%
HK$17,317
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$17,855
−HK$548/mo
Today · 4.125%
HK$18,403
baseline
▲ 0.50% · 4.625%
HK$19,522
+HK$1,119/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$36,806/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,265
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,781
−HK$524/mo
Today · 4.125%
HK$20,305
baseline
▲ 0.50% · 4.625%
HK$21,376
+HK$1,071/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$40,610/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,048
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$19,641
−HK$602/mo
Today · 4.125%
HK$20,243
baseline
▲ 0.50% · 4.625%
HK$21,475
+HK$1,232/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$40,486/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$227,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,191
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,759
−HK$577/mo
Today · 4.125%
HK$22,336
baseline
▲ 0.50% · 4.625%
HK$23,513
+HK$1,177/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$44,672/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$227,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,780
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,426
−HK$657/mo
Today · 4.125%
HK$22,083
baseline
▲ 0.50% · 4.625%
HK$23,427
+HK$1,344/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$44,166/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$227,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,118
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,738
−HK$629/mo
Today · 4.125%
HK$24,367
baseline
▲ 0.50% · 4.625%
HK$25,651
+HK$1,284/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$48,734/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$227,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,512
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$23,212
−HK$711/mo
Today · 4.125%
HK$23,923
baseline
▲ 0.50% · 4.625%
HK$25,379
+HK$1,456/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$47,846/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$227,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,044
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,716
−HK$681/mo
Today · 4.125%
HK$26,397
baseline
▲ 0.50% · 4.625%
HK$27,788
+HK$1,391/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$52,794/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$227,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,243
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$24,997
−HK$767/mo
Today · 4.125%
HK$25,764
baseline
▲ 0.50% · 4.625%
HK$27,331
+HK$1,567/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$51,528/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$227,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,970
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,694
−HK$734/mo
Today · 4.125%
HK$28,428
baseline
▲ 0.50% · 4.625%
HK$29,926
+HK$1,498/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$56,856/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$227,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,975
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,783
−HK$821/mo
Today · 4.125%
HK$27,604
baseline
▲ 0.50% · 4.625%
HK$29,283
+HK$1,679/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$55,208/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$227,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,897
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,672
−HK$786/mo
Today · 4.125%
HK$30,458
baseline
▲ 0.50% · 4.625%
HK$32,064
+HK$1,606/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$60,916/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$227,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,707
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,568
−HK$876/mo
Today · 4.125%
HK$29,444
baseline
▲ 0.50% · 4.625%
HK$31,236
+HK$1,792/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$58,888/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$227,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,823
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,650
−HK$839/mo
Today · 4.125%
HK$32,489
baseline
▲ 0.50% · 4.625%
HK$34,201
+HK$1,712/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$64,978/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$227,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,438
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,354
−HK$930/mo
Today · 4.125%
HK$31,284
baseline
▲ 0.50% · 4.625%
HK$33,188
+HK$1,904/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$62,568/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$227,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,750
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,628
−HK$891/mo
Today · 4.125%
HK$34,519
baseline
▲ 0.50% · 4.625%
HK$36,339
+HK$1,820/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$69,038/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$227,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,170
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,140
−HK$985/mo
Today · 4.125%
HK$33,125
baseline
▲ 0.50% · 4.625%
HK$35,140
+HK$2,015/mo
Deposit HK$759K · loan HK$6.83M · min. income ≈ HK$66,250/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$227,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,676
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,606
−HK$944/mo
Today · 4.125%
HK$36,550
baseline
▲ 0.50% · 4.625%
HK$38,476
+HK$1,926/mo
Deposit HK$759K · loan HK$6.83M · min. income ≈ HK$73,100/mo (50% DSR)
Upfront cash ≈ HK$987K (deposit + AVD stamp duty HK$227,826 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).