▼ 0.50% · 3.625%
HK$15,244
−HK$956/mo
▼ 0.25% · 3.875%
HK$15,718
−HK$482/mo
Today · 4.125%
HK$16,200
baseline
▲ 0.50% · 4.625%
HK$17,185
+HK$985/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$32,400/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,958
−HK$917/mo
▼ 0.25% · 3.875%
HK$17,413
−HK$462/mo
Today · 4.125%
HK$17,875
baseline
▲ 0.50% · 4.625%
HK$18,817
+HK$942/mo
Deposit HK$3.34M · loan HK$3.34M · min. income ≈ HK$35,750/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$200,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,768
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$17,290
−HK$530/mo
Today · 4.125%
HK$17,820
baseline
▲ 0.50% · 4.625%
HK$18,904
+HK$1,084/mo
Deposit HK$3.01M · loan HK$3.68M · min. income ≈ HK$35,640/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$200,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,654
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$19,155
−HK$507/mo
Today · 4.125%
HK$19,662
baseline
▲ 0.50% · 4.625%
HK$20,699
+HK$1,037/mo
Deposit HK$3.01M · loan HK$3.68M · min. income ≈ HK$39,324/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$200,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,292
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,861
−HK$579/mo
Today · 4.125%
HK$19,440
baseline
▲ 0.50% · 4.625%
HK$20,622
+HK$1,182/mo
Deposit HK$2.67M · loan HK$4.01M · min. income ≈ HK$38,880/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,350
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$20,896
−HK$554/mo
Today · 4.125%
HK$21,450
baseline
▲ 0.50% · 4.625%
HK$22,580
+HK$1,130/mo
Deposit HK$2.67M · loan HK$4.01M · min. income ≈ HK$42,900/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$200,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,817
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,433
−HK$626/mo
Today · 4.125%
HK$21,059
baseline
▲ 0.50% · 4.625%
HK$22,341
+HK$1,282/mo
Deposit HK$2.34M · loan HK$4.35M · min. income ≈ HK$42,118/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$200,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,046
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,637
−HK$600/mo
Today · 4.125%
HK$23,237
baseline
▲ 0.50% · 4.625%
HK$24,462
+HK$1,225/mo
Deposit HK$2.34M · loan HK$4.35M · min. income ≈ HK$46,474/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$200,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,341
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$22,005
−HK$674/mo
Today · 4.125%
HK$22,679
baseline
▲ 0.50% · 4.625%
HK$24,059
+HK$1,380/mo
Deposit HK$2.01M · loan HK$4.68M · min. income ≈ HK$45,358/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$200,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,742
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,379
−HK$646/mo
Today · 4.125%
HK$25,025
baseline
▲ 0.50% · 4.625%
HK$26,344
+HK$1,319/mo
Deposit HK$2.01M · loan HK$4.68M · min. income ≈ HK$50,050/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$200,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,866
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,577
−HK$722/mo
Today · 4.125%
HK$24,299
baseline
▲ 0.50% · 4.625%
HK$25,778
+HK$1,479/mo
Deposit HK$1.67M · loan HK$5.01M · min. income ≈ HK$48,598/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$200,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,438
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,120
−HK$692/mo
Today · 4.125%
HK$26,812
baseline
▲ 0.50% · 4.625%
HK$28,225
+HK$1,413/mo
Deposit HK$1.67M · loan HK$5.01M · min. income ≈ HK$53,624/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$200,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,390
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,149
−HK$770/mo
Today · 4.125%
HK$25,919
baseline
▲ 0.50% · 4.625%
HK$27,496
+HK$1,577/mo
Deposit HK$1.34M · loan HK$5.35M · min. income ≈ HK$51,838/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$200,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,134
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,861
−HK$738/mo
Today · 4.125%
HK$28,599
baseline
▲ 0.50% · 4.625%
HK$30,107
+HK$1,508/mo
Deposit HK$1.34M · loan HK$5.35M · min. income ≈ HK$57,198/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$200,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,914
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,720
−HK$819/mo
Today · 4.125%
HK$27,539
baseline
▲ 0.50% · 4.625%
HK$29,215
+HK$1,676/mo
Deposit HK$1.00M · loan HK$5.68M · min. income ≈ HK$55,078/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$200,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,829
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,603
−HK$784/mo
Today · 4.125%
HK$30,387
baseline
▲ 0.50% · 4.625%
HK$31,989
+HK$1,602/mo
Deposit HK$1.00M · loan HK$5.68M · min. income ≈ HK$60,774/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$200,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,439
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,292
−HK$867/mo
Today · 4.125%
HK$29,159
baseline
▲ 0.50% · 4.625%
HK$30,934
+HK$1,775/mo
Deposit HK$669K · loan HK$6.02M · min. income ≈ HK$58,318/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$200,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,525
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,344
−HK$830/mo
Today · 4.125%
HK$32,174
baseline
▲ 0.50% · 4.625%
HK$33,870
+HK$1,696/mo
Deposit HK$669K · loan HK$6.02M · min. income ≈ HK$64,348/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$200,553 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).