▼ 0.50% · 3.625%
HK$18,682
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,263
−HK$591/mo
Today · 4.125%
HK$19,854
baseline
▲ 0.50% · 4.625%
HK$21,062
+HK$1,208/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$39,708/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,784
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$21,341
−HK$566/mo
Today · 4.125%
HK$21,907
baseline
▲ 0.50% · 4.625%
HK$23,061
+HK$1,154/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$43,814/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,550
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,190
−HK$649/mo
Today · 4.125%
HK$21,839
baseline
▲ 0.50% · 4.625%
HK$23,168
+HK$1,329/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$43,678/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,862
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,475
−HK$622/mo
Today · 4.125%
HK$24,097
baseline
▲ 0.50% · 4.625%
HK$25,367
+HK$1,270/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$48,194/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,419
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,116
−HK$708/mo
Today · 4.125%
HK$23,824
baseline
▲ 0.50% · 4.625%
HK$25,274
+HK$1,450/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$47,648/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,940
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,609
−HK$679/mo
Today · 4.125%
HK$26,288
baseline
▲ 0.50% · 4.625%
HK$27,674
+HK$1,386/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$52,576/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,287
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,042
−HK$768/mo
Today · 4.125%
HK$25,810
baseline
▲ 0.50% · 4.625%
HK$27,380
+HK$1,570/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$51,620/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,019
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,743
−HK$736/mo
Today · 4.125%
HK$28,479
baseline
▲ 0.50% · 4.625%
HK$29,980
+HK$1,501/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$56,958/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,155
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,969
−HK$826/mo
Today · 4.125%
HK$27,795
baseline
▲ 0.50% · 4.625%
HK$29,486
+HK$1,691/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$55,590/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,097
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,878
−HK$791/mo
Today · 4.125%
HK$30,669
baseline
▲ 0.50% · 4.625%
HK$32,286
+HK$1,617/mo
Deposit HK$2.46M · loan HK$5.74M · min. income ≈ HK$61,338/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,023
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,895
−HK$885/mo
Today · 4.125%
HK$29,780
baseline
▲ 0.50% · 4.625%
HK$31,593
+HK$1,813/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$59,560/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,176
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,012
−HK$848/mo
Today · 4.125%
HK$32,860
baseline
▲ 0.50% · 4.625%
HK$34,592
+HK$1,732/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$65,720/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,891
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,821
−HK$945/mo
Today · 4.125%
HK$31,766
baseline
▲ 0.50% · 4.625%
HK$33,699
+HK$1,933/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$63,532/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,254
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,146
−HK$904/mo
Today · 4.125%
HK$35,050
baseline
▲ 0.50% · 4.625%
HK$36,898
+HK$1,848/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$70,100/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,760
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,748
−HK$1,003/mo
Today · 4.125%
HK$33,751
baseline
▲ 0.50% · 4.625%
HK$35,805
+HK$2,054/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$67,502/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,332
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$36,280
−HK$961/mo
Today · 4.125%
HK$37,241
baseline
▲ 0.50% · 4.625%
HK$39,204
+HK$1,963/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$74,482/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,628
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,674
−HK$1,063/mo
Today · 4.125%
HK$35,737
baseline
▲ 0.50% · 4.625%
HK$37,911
+HK$2,174/mo
Deposit HK$819K · loan HK$7.37M · min. income ≈ HK$71,474/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$245,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,411
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,414
−HK$1,018/mo
Today · 4.125%
HK$39,432
baseline
▲ 0.50% · 4.625%
HK$41,510
+HK$2,078/mo
Deposit HK$819K · loan HK$7.37M · min. income ≈ HK$78,864/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$245,790 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).