▼ 0.50% · 3.625%
HK$18,912
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$19,501
−HK$597/mo
Today · 4.125%
HK$20,098
baseline
▲ 0.50% · 4.625%
HK$21,321
+HK$1,223/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$40,196/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$248,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,040
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,604
−HK$573/mo
Today · 4.125%
HK$22,177
baseline
▲ 0.50% · 4.625%
HK$23,346
+HK$1,169/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$44,354/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$248,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,804
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,451
−HK$657/mo
Today · 4.125%
HK$22,108
baseline
▲ 0.50% · 4.625%
HK$23,454
+HK$1,346/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$44,216/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,144
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,765
−HK$629/mo
Today · 4.125%
HK$24,394
baseline
▲ 0.50% · 4.625%
HK$25,680
+HK$1,286/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$48,788/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,695
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,401
−HK$717/mo
Today · 4.125%
HK$24,118
baseline
▲ 0.50% · 4.625%
HK$25,586
+HK$1,468/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$48,236/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$248,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,248
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,925
−HK$687/mo
Today · 4.125%
HK$26,612
baseline
▲ 0.50% · 4.625%
HK$28,015
+HK$1,403/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$53,224/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$248,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,586
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,351
−HK$777/mo
Today · 4.125%
HK$26,128
baseline
▲ 0.50% · 4.625%
HK$27,718
+HK$1,590/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$52,256/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,352
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,085
−HK$745/mo
Today · 4.125%
HK$28,830
baseline
▲ 0.50% · 4.625%
HK$30,349
+HK$1,519/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$57,660/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,477
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$27,301
−HK$837/mo
Today · 4.125%
HK$28,138
baseline
▲ 0.50% · 4.625%
HK$29,850
+HK$1,712/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$56,276/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,456
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,246
−HK$801/mo
Today · 4.125%
HK$31,047
baseline
▲ 0.50% · 4.625%
HK$32,684
+HK$1,637/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$62,094/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,369
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,251
−HK$897/mo
Today · 4.125%
HK$30,148
baseline
▲ 0.50% · 4.625%
HK$31,982
+HK$1,834/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$60,296/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,560
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,406
−HK$859/mo
Today · 4.125%
HK$33,265
baseline
▲ 0.50% · 4.625%
HK$35,018
+HK$1,753/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$66,530/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,260
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,201
−HK$957/mo
Today · 4.125%
HK$32,158
baseline
▲ 0.50% · 4.625%
HK$34,114
+HK$1,956/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$64,316/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,664
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,567
−HK$916/mo
Today · 4.125%
HK$35,483
baseline
▲ 0.50% · 4.625%
HK$37,353
+HK$1,870/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$70,966/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,151
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,151
−HK$1,016/mo
Today · 4.125%
HK$34,167
baseline
▲ 0.50% · 4.625%
HK$36,246
+HK$2,079/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$68,334/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,768
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,727
−HK$973/mo
Today · 4.125%
HK$37,700
baseline
▲ 0.50% · 4.625%
HK$39,688
+HK$1,988/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$75,400/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,042
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,101
−HK$1,076/mo
Today · 4.125%
HK$36,177
baseline
▲ 0.50% · 4.625%
HK$38,378
+HK$2,201/mo
Deposit HK$829K · loan HK$7.46M · min. income ≈ HK$72,354/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,872
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,888
−HK$1,030/mo
Today · 4.125%
HK$39,918
baseline
▲ 0.50% · 4.625%
HK$42,022
+HK$2,104/mo
Deposit HK$829K · loan HK$7.46M · min. income ≈ HK$79,836/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,821 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).