▼ 0.50% · 3.625%
HK$17,905
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$18,462
−HK$566/mo
Today · 4.125%
HK$19,028
baseline
▲ 0.50% · 4.625%
HK$20,186
+HK$1,158/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,056/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,919
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$20,453
−HK$542/mo
Today · 4.125%
HK$20,995
baseline
▲ 0.50% · 4.625%
HK$22,102
+HK$1,107/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$41,990/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,695
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,308
−HK$623/mo
Today · 4.125%
HK$20,931
baseline
▲ 0.50% · 4.625%
HK$22,204
+HK$1,273/mo
Deposit HK$3.53M · loan HK$4.32M · min. income ≈ HK$41,862/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,911
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,499
−HK$596/mo
Today · 4.125%
HK$23,095
baseline
▲ 0.50% · 4.625%
HK$24,312
+HK$1,217/mo
Deposit HK$3.53M · loan HK$4.32M · min. income ≈ HK$46,190/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,486
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,154
−HK$679/mo
Today · 4.125%
HK$22,833
baseline
▲ 0.50% · 4.625%
HK$24,223
+HK$1,390/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$45,666/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,903
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,544
−HK$650/mo
Today · 4.125%
HK$25,194
baseline
▲ 0.50% · 4.625%
HK$26,522
+HK$1,328/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$50,388/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,276
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,000
−HK$736/mo
Today · 4.125%
HK$24,736
baseline
▲ 0.50% · 4.625%
HK$26,241
+HK$1,505/mo
Deposit HK$2.75M · loan HK$5.10M · min. income ≈ HK$49,472/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,895
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,589
−HK$705/mo
Today · 4.125%
HK$27,294
baseline
▲ 0.50% · 4.625%
HK$28,733
+HK$1,439/mo
Deposit HK$2.75M · loan HK$5.10M · min. income ≈ HK$54,588/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,067
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,847
−HK$792/mo
Today · 4.125%
HK$26,639
baseline
▲ 0.50% · 4.625%
HK$28,260
+HK$1,621/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$53,278/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,887
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,635
−HK$758/mo
Today · 4.125%
HK$29,393
baseline
▲ 0.50% · 4.625%
HK$30,943
+HK$1,550/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$58,786/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,857
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,693
−HK$849/mo
Today · 4.125%
HK$28,542
baseline
▲ 0.50% · 4.625%
HK$30,278
+HK$1,736/mo
Deposit HK$1.96M · loan HK$5.89M · min. income ≈ HK$57,084/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,879
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,680
−HK$813/mo
Today · 4.125%
HK$31,493
baseline
▲ 0.50% · 4.625%
HK$33,153
+HK$1,660/mo
Deposit HK$1.96M · loan HK$5.89M · min. income ≈ HK$62,986/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,648
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,539
−HK$905/mo
Today · 4.125%
HK$30,444
baseline
▲ 0.50% · 4.625%
HK$32,297
+HK$1,853/mo
Deposit HK$1.57M · loan HK$6.28M · min. income ≈ HK$60,888/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,871
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,725
−HK$867/mo
Today · 4.125%
HK$33,592
baseline
▲ 0.50% · 4.625%
HK$35,363
+HK$1,771/mo
Deposit HK$1.57M · loan HK$6.28M · min. income ≈ HK$67,184/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,438
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,385
−HK$962/mo
Today · 4.125%
HK$32,347
baseline
▲ 0.50% · 4.625%
HK$34,315
+HK$1,968/mo
Deposit HK$1.18M · loan HK$6.67M · min. income ≈ HK$64,694/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,862
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,771
−HK$921/mo
Today · 4.125%
HK$35,692
baseline
▲ 0.50% · 4.625%
HK$37,573
+HK$1,881/mo
Deposit HK$1.18M · loan HK$6.67M · min. income ≈ HK$71,384/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,229
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,231
−HK$1,019/mo
Today · 4.125%
HK$34,250
baseline
▲ 0.50% · 4.625%
HK$36,334
+HK$2,084/mo
Deposit HK$785K · loan HK$7.07M · min. income ≈ HK$68,500/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,854
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,816
−HK$975/mo
Today · 4.125%
HK$37,791
baseline
▲ 0.50% · 4.625%
HK$39,784
+HK$1,993/mo
Deposit HK$785K · loan HK$7.07M · min. income ≈ HK$75,582/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,566 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).